ZIP breakdowns

Broadly higher position · Gardena, Los Angeles County · California ZIP 90249

Gardena ZIP 90249 ranks near the higher end across plans.

Progressive ranks highest (90.0); Farmers ranks lowest (73.9). The middle bodily-injury percentile is 88.9. Reviewed plans are 16.1 points apart. Collision splits more (50.2 points), with State Farm highest and Progressive lowest.

Six filed rate plans · Seven coverages · Geographic factors, not insurance quotes

BI shared position

88.9

Middle percentile across available plans.

BI plan spread

16.1

Progressive to Farmers.

Plans available

6

Plans with a BI geographic factor for this ZIP.

Bodily injury comparison

Progressive highest, Farmers lowest.

Progressive

CA Select PPA

Highest

90.0

Within-plan percentile

Filed factor1.2584

State Farm

Private Passenger Auto

89.9

Within-plan percentile

Filed factor1.288

Safeco

Private Passenger Auto

89.5

Within-plan percentile

Filed factor1.0885

Travelers

Quantum Auto 2.0

88.3

Within-plan percentile

Filed factor1.046

Tesla Insurance

Tesla PPA

85.3

Within-plan percentile

Filed factor1.2283

Farmers

Farmers Auto

Lowest

73.9

Within-plan percentile

Filed factor1.0654

State Farm ranks highest (84.3); Progressive ranks lowest (34.2). Collision spread is 50.2 points, wider than bodily injury.

All seven coverages

The pattern changes by coverage.

Open on the map Put ZIP 90249 in my price profile
CoverageSharedSpreadTesla InsuranceSafecoTravelersFarmersProgressiveState Farm
Bodily injury88.916.1 pts85.389.588.373.990.089.9
Property damage90.924.7 pts92.093.087.369.293.989.9
Medical payments85.620.1 pts78.175.093.586.095.185.2
Uninsured motorist BI87.521.0 pts87.590.283.990.069.3
Uninsured motorist PD86.655.3 pts89.489.383.934.2
Comprehensive69.279.8 pts10.140.655.989.782.589.9
Collision70.750.2 pts45.172.768.676.134.284.3

Widest coverage spread

Comprehensive

State Farm and Tesla Insurance are 79.8 percentile points apart.

Closest agreement

Bodily injury

Available plans are 16.1 percentile points apart.

What this does—and does not—mean.

Percentiles are calculated separately inside each rate plan and coverage. That makes relative positions comparable without pretending that unlike raw factors are the same thing.

A higher percentile does not identify the most expensive insurer. Base rates, driver history, vehicle, mileage, limits, deductibles and discounts still affect the final price.

The comparison uses approved filings from Tesla, Safeco, Travelers, Farmers, Progressive and State Farm. Filing tables can change, and some plans do not provide every coverage for every ZIP.

Gardena, Los Angeles County ZIP 90249 Auto Insurance Factors | GoodDriver California