Plans disagree · Hermosa Beach, Los Angeles County · California ZIP 90254
Farmers and Progressive place Hermosa Beach ZIP 90254 very differently.
Farmers ranks highest (83.0); Progressive ranks lowest (39.0). The middle bodily-injury percentile is 69.4. Reviewed plans are 44.1 points apart. Collision splits more (71.7 points), with Progressive highest and Travelers lowest.
Six filed rate plans · Seven coverages · Geographic factors, not insurance quotes
BI shared position
69.4
Middle percentile across available plans.
BI plan spread
44.1
Farmers to Progressive.
Plans available
6
Plans with a BI geographic factor for this ZIP.
Bodily injury comparison
Farmers highest, Progressive lowest.
Farmers
Farmers Auto
83.0
Within-plan percentile
Travelers
Quantum Auto 2.0
82.4
Within-plan percentile
Safeco
Private Passenger Auto
75.2
Within-plan percentile
State Farm
Private Passenger Auto
63.6
Within-plan percentile
Tesla Insurance
Tesla PPA
50.3
Within-plan percentile
Progressive
CA Select PPA
39.0
Within-plan percentile
Progressive ranks highest (80.1); Travelers ranks lowest (8.4). Collision spread is 71.7 points, wider than bodily injury.
All seven coverages
The pattern changes by coverage.
| Coverage | Shared | Spread | Tesla Insurance | Safeco | Travelers | Farmers | Progressive | State Farm |
|---|---|---|---|---|---|---|---|---|
| Bodily injury | 69.4 | 44.1 pts | 50.3 | 75.2 | 82.4 | 83.0 | 39.0 | 63.6 |
| Property damage | 82.9 | 23.5 pts | 75.0 | 87.1 | 84.1 | 84.1 | 81.6 | 63.6 |
| Medical payments | 28.1 | 91.9 pts | 92.8 | 16.1 | 62.3 | 24.6 | 31.6 | 0.9 |
| Uninsured motorist BI | 65.3 | 51.8 pts | 75.0 | 33.3 | — | 85.1 | 39.0 | 65.3 |
| Uninsured motorist PD | 82.6 | 15.3 pts | 89.6 | 74.3 | — | 85.1 | 80.1 | — |
| Comprehensive | 10.9 | 42.7 pts | 47.0 | 11.8 | 9.9 | 33.8 | 5.1 | 4.3 |
| Collision | 67.2 | 71.7 pts | 60.7 | 73.1 | 8.4 | 78.2 | 80.1 | 61.2 |
Widest coverage spread
Medical payments
Tesla Insurance and State Farm are 91.9 percentile points apart.
Closest agreement
Uninsured motorist PD
Available plans are 15.3 percentile points apart.
What this does—and does not—mean.
Percentiles are calculated separately inside each rate plan and coverage. That makes relative positions comparable without pretending that unlike raw factors are the same thing.
A higher percentile does not identify the most expensive insurer. Base rates, driver history, vehicle, mileage, limits, deductibles and discounts still affect the final price.
The comparison uses approved filings from Tesla, Safeco, Travelers, Farmers, Progressive and State Farm. Filing tables can change, and some plans do not provide every coverage for every ZIP.
Nearby compared ZIPs
Gardena, Los Angeles County
90248
Tesla Insurance ranks highest (89.4); Progressive ranks lowest (32.0).
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Farmers ranks highest (89.8); Safeco ranks lowest (36.2).
Read breakdownInglewood, Los Angeles County
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State Farm ranks highest (96.5); Progressive ranks lowest (45.9).
Read breakdown