ZIP breakdowns

Broadly higher position · Santa Monica, Los Angeles County · California ZIP 90410

Santa Monica ZIP 90410 ranks near the higher end across plans.

The middle bodily-injury percentile is 93.4.

Six filed rate plans · Seven coverages · Geographic factors, not insurance quotes

BI shared position

93.4

Middle percentile across available plans.

BI plan spread

Percentile points from lowest to highest.

Plans available

1

Plans with a BI geographic factor for this ZIP.

Bodily injury comparison

The same ZIP, six different positions.

Travelers

Quantum Auto 2.0

93.4

Within-plan percentile

Filed factor1.213

Tesla Insurance

Tesla PPA

Within-plan percentile

Filed factor

Safeco

Private Passenger Auto

Within-plan percentile

Filed factor

Farmers

Farmers Auto

Within-plan percentile

Filed factor

Progressive

CA Select PPA

Within-plan percentile

Filed factor

State Farm

Private Passenger Auto

Within-plan percentile

Filed factor

All seven coverages

The pattern changes by coverage.

Open on the map Put ZIP 90410 in my price profile
CoverageSharedSpreadTesla InsuranceSafecoTravelersFarmersProgressiveState Farm
Bodily injury93.493.4
Property damage96.696.6
Medical payments80.080.0
Uninsured motorist BI
Uninsured motorist PD
Comprehensive18.518.5
Collision91.091.0

Widest coverage spread

Available plans are undefined percentile points apart.

Closest agreement

Available plans are percentile points apart.

What this does—and does not—mean.

Percentiles are calculated separately inside each rate plan and coverage. That makes relative positions comparable without pretending that unlike raw factors are the same thing.

A higher percentile does not identify the most expensive insurer. Base rates, driver history, vehicle, mileage, limits, deductibles and discounts still affect the final price.

The comparison uses approved filings from Tesla, Safeco, Travelers, Farmers, Progressive and State Farm. Filing tables can change, and some plans do not provide every coverage for every ZIP.