Plans disagree · Bonsall, San Diego County · California ZIP 92018
Farmers and Tesla Insurance place Bonsall ZIP 92018 very differently.
Farmers ranks highest (63.2); Tesla Insurance ranks lowest (17.0). The middle bodily-injury percentile is 62.8. Reviewed plans are 46.2 points apart. Collision splits more (61.4 points), with Tesla Insurance highest and Farmers lowest.
Six filed rate plans · Seven coverages · Geographic factors, not insurance quotes
BI shared position
62.8
Middle percentile across available plans.
BI plan spread
46.2
Farmers to Tesla Insurance.
Plans available
3
Plans with a BI geographic factor for this ZIP.
Bodily injury comparison
Farmers highest, Tesla Insurance lowest.
Farmers
Farmers Auto
63.2
Within-plan percentile
Safeco
Private Passenger Auto
62.8
Within-plan percentile
Tesla Insurance
Tesla PPA
17.0
Within-plan percentile
Travelers
Quantum Auto 2.0
—
Within-plan percentile
Progressive
CA Select PPA
—
Within-plan percentile
State Farm
Private Passenger Auto
—
Within-plan percentile
Tesla Insurance ranks highest (87.5); Farmers ranks lowest (26.1). Collision spread is 61.4 points, wider than bodily injury.
All seven coverages
The pattern changes by coverage.
| Coverage | Shared | Spread | Tesla Insurance | Safeco | Travelers | Farmers | Progressive | State Farm |
|---|---|---|---|---|---|---|---|---|
| Bodily injury | 62.8 | 46.2 pts | 17.0 | 62.8 | — | 63.2 | — | — |
| Property damage | 56.1 | 35.1 pts | 38.6 | 56.1 | — | 73.8 | — | — |
| Medical payments | 39.0 | 43.5 pts | 17.1 | 60.6 | — | 39.0 | — | — |
| Uninsured motorist BI | 64.5 | 52.6 pts | 30.4 | 64.5 | — | 83.0 | — | — |
| Uninsured motorist PD | 58.5 | 33.9 pts | 49.1 | 58.5 | — | 83.0 | — | — |
| Comprehensive | 26.0 | 28.0 pts | 7.6 | 35.6 | — | 26.0 | — | — |
| Collision | 30.7 | 61.4 pts | 87.5 | 30.7 | — | 26.1 | — | — |
Widest coverage spread
Collision
Tesla Insurance and Farmers are 61.4 percentile points apart.
Closest agreement
Comprehensive
Available plans are 28.0 percentile points apart.
What this does—and does not—mean.
Percentiles are calculated separately inside each rate plan and coverage. That makes relative positions comparable without pretending that unlike raw factors are the same thing.
A higher percentile does not identify the most expensive insurer. Base rates, driver history, vehicle, mileage, limits, deductibles and discounts still affect the final price.
The comparison uses approved filings from Tesla, Safeco, Travelers, Farmers, Progressive and State Farm. Filing tables can change, and some plans do not provide every coverage for every ZIP.
Nearby compared ZIPs
Bonsall, San Diego County
92003
Progressive ranks highest (85.3); Tesla Insurance ranks lowest (52.5).
Read breakdownBorrego Springs, San Diego County
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State Farm ranks highest (32.9); Safeco ranks lowest (3.4).
Read breakdownCardiff By the S, San Diego County
92007
Travelers ranks highest (58.1); Safeco ranks lowest (28.3).
Read breakdown