Compared ZIP · Bonsall, San Diego County · California ZIP 92022
In Bonsall ZIP 92022, Farmers ranks highest and Tesla Insurance ranks lowest.
Farmers ranks highest (67.3); Tesla Insurance ranks lowest (48.5). The middle bodily-injury percentile is 66.7. Reviewed plans are 18.8 points apart. Collision splits more (38.7 points), with Progressive highest and Tesla Insurance lowest.
Six filed rate plans · Seven coverages · Geographic factors, not insurance quotes
BI shared position
66.7
Middle percentile across available plans.
BI plan spread
18.8
Farmers to Tesla Insurance.
Plans available
3
Plans with a BI geographic factor for this ZIP.
Bodily injury comparison
Farmers highest, Tesla Insurance lowest.
Farmers
Farmers Auto
67.3
Within-plan percentile
Progressive
CA Select PPA
66.7
Within-plan percentile
Tesla Insurance
Tesla PPA
48.5
Within-plan percentile
Safeco
Private Passenger Auto
—
Within-plan percentile
Travelers
Quantum Auto 2.0
—
Within-plan percentile
State Farm
Private Passenger Auto
—
Within-plan percentile
Progressive ranks highest (69.4); Tesla Insurance ranks lowest (30.7). Collision spread is 38.7 points, wider than bodily injury.
All seven coverages
The pattern changes by coverage.
| Coverage | Shared | Spread | Tesla Insurance | Safeco | Travelers | Farmers | Progressive | State Farm |
|---|---|---|---|---|---|---|---|---|
| Bodily injury | 66.7 | 18.8 pts | 48.5 | — | — | 67.3 | 66.7 | — |
| Property damage | 59.8 | 21.0 pts | 49.4 | — | — | 59.8 | 70.4 | — |
| Medical payments | 39.0 | 56.0 pts | 7.8 | — | — | 39.0 | 63.9 | — |
| Uninsured motorist BI | 67.5 | 25.8 pts | 57.2 | — | — | 83.0 | 67.5 | — |
| Uninsured motorist PD | 69.4 | 20.6 pts | 62.4 | — | — | 83.0 | 69.4 | — |
| Comprehensive | 27.4 | 30.1 pts | 27.1 | — | — | 27.4 | 57.2 | — |
| Collision | 37.3 | 38.7 pts | 30.7 | — | — | 37.3 | 69.4 | — |
Widest coverage spread
Medical payments
Progressive and Tesla Insurance are 56.0 percentile points apart.
Closest agreement
Bodily injury
Available plans are 18.8 percentile points apart.
What this does—and does not—mean.
Percentiles are calculated separately inside each rate plan and coverage. That makes relative positions comparable without pretending that unlike raw factors are the same thing.
A higher percentile does not identify the most expensive insurer. Base rates, driver history, vehicle, mileage, limits, deductibles and discounts still affect the final price.
The comparison uses approved filings from Tesla, Safeco, Travelers, Farmers, Progressive and State Farm. Filing tables can change, and some plans do not provide every coverage for every ZIP.
Nearby compared ZIPs
Bonsall, San Diego County
92003
Progressive ranks highest (85.3); Tesla Insurance ranks lowest (52.5).
Read breakdownBorrego Springs, San Diego County
92004
State Farm ranks highest (32.9); Safeco ranks lowest (3.4).
Read breakdownCardiff By the S, San Diego County
92007
Travelers ranks highest (58.1); Safeco ranks lowest (28.3).
Read breakdown