Compared ZIP · Bonsall, San Diego County · California ZIP 92049
In Bonsall ZIP 92049, Progressive ranks highest and Tesla Insurance ranks lowest.
Progressive ranks highest (66.7); Tesla Insurance ranks lowest (41.9). The middle bodily-injury percentile is 57.2. Reviewed plans are 24.8 points apart. Collision splits more (49.1 points), with Progressive highest and Tesla Insurance lowest.
Six filed rate plans · Seven coverages · Geographic factors, not insurance quotes
BI shared position
57.2
Middle percentile across available plans.
BI plan spread
24.8
Progressive to Tesla Insurance.
Plans available
4
Plans with a BI geographic factor for this ZIP.
Bodily injury comparison
Progressive highest, Tesla Insurance lowest.
Progressive
CA Select PPA
66.7
Within-plan percentile
Safeco
Private Passenger Auto
62.8
Within-plan percentile
State Farm
Private Passenger Auto
51.7
Within-plan percentile
Tesla Insurance
Tesla PPA
41.9
Within-plan percentile
Travelers
Quantum Auto 2.0
—
Within-plan percentile
Farmers
Farmers Auto
—
Within-plan percentile
Progressive ranks highest (69.4); Tesla Insurance ranks lowest (20.3). Collision spread is 49.1 points, wider than bodily injury.
All seven coverages
The pattern changes by coverage.
| Coverage | Shared | Spread | Tesla Insurance | Safeco | Travelers | Farmers | Progressive | State Farm |
|---|---|---|---|---|---|---|---|---|
| Bodily injury | 57.2 | 24.8 pts | 41.9 | 62.8 | — | — | 66.7 | 51.7 |
| Property damage | 63.3 | 38.2 pts | 89.9 | 56.1 | — | — | 70.4 | 51.7 |
| Medical payments | 65.9 | 52.8 pts | 21.9 | 67.9 | — | — | 63.9 | 74.8 |
| Uninsured motorist BI | 66.0 | 22.4 pts | 49.8 | 64.5 | — | — | 67.5 | 72.2 |
| Uninsured motorist PD | 58.5 | 39.5 pts | 29.8 | 58.5 | — | — | 69.4 | — |
| Comprehensive | 30.3 | 45.9 pts | 25.1 | 35.6 | — | — | 57.2 | 11.3 |
| Collision | 49.2 | 49.1 pts | 20.3 | 30.7 | — | — | 69.4 | 67.7 |
Widest coverage spread
Medical payments
State Farm and Tesla Insurance are 52.8 percentile points apart.
Closest agreement
Uninsured motorist BI
Available plans are 22.4 percentile points apart.
What this does—and does not—mean.
Percentiles are calculated separately inside each rate plan and coverage. That makes relative positions comparable without pretending that unlike raw factors are the same thing.
A higher percentile does not identify the most expensive insurer. Base rates, driver history, vehicle, mileage, limits, deductibles and discounts still affect the final price.
The comparison uses approved filings from Tesla, Safeco, Travelers, Farmers, Progressive and State Farm. Filing tables can change, and some plans do not provide every coverage for every ZIP.
Nearby compared ZIPs
Bonsall, San Diego County
92003
Progressive ranks highest (85.3); Tesla Insurance ranks lowest (52.5).
Read breakdownBorrego Springs, San Diego County
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State Farm ranks highest (32.9); Safeco ranks lowest (3.4).
Read breakdownCardiff By the S, San Diego County
92007
Travelers ranks highest (58.1); Safeco ranks lowest (28.3).
Read breakdown