ZIP breakdowns

Plans disagree · Barstow, San Bernardino County · California ZIP 92311

Tesla Insurance and Travelers place Barstow ZIP 92311 very differently.

Tesla Insurance ranks highest (83.1); Travelers ranks lowest (41.5). The middle bodily-injury percentile is 47.2. Reviewed plans are 41.6 points apart.

Six filed rate plans · Seven coverages · Geographic factors, not insurance quotes

BI shared position

47.2

Middle percentile across available plans.

BI plan spread

41.6

Tesla Insurance to Travelers.

Plans available

6

Plans with a BI geographic factor for this ZIP.

Bodily injury comparison

Tesla Insurance highest, Travelers lowest.

Tesla Insurance

Tesla PPA

Highest

83.1

Within-plan percentile

Filed factor1.1891

Safeco

Private Passenger Auto

77.1

Within-plan percentile

Filed factor0.9552

Farmers

Farmers Auto

47.6

Within-plan percentile

Filed factor0.9505

Progressive

CA Select PPA

46.7

Within-plan percentile

Filed factor0.8798

State Farm

Private Passenger Auto

45.5

Within-plan percentile

Filed factor0.843

Travelers

Quantum Auto 2.0

Lowest

41.5

Within-plan percentile

Filed factor0.715

All seven coverages

The pattern changes by coverage.

Open on the map Put ZIP 92311 in my price profile
CoverageSharedSpreadTesla InsuranceSafecoTravelersFarmersProgressiveState Farm
Bodily injury47.241.6 pts83.177.141.547.646.745.5
Property damage21.434.8 pts10.734.225.312.517.445.5
Medical payments58.869.2 pts2.239.362.361.256.471.4
Uninsured motorist BI25.537.6 pts18.725.59.046.537.1
Uninsured motorist PD30.228.9 pts37.828.99.031.5
Comprehensive89.132.6 pts89.291.689.163.780.196.3
Collision40.248.6 pts49.415.464.148.931.518.2

Widest coverage spread

Medical payments

State Farm and Tesla Insurance are 69.2 percentile points apart.

Closest agreement

Uninsured motorist PD

Available plans are 28.9 percentile points apart.

What this does—and does not—mean.

Percentiles are calculated separately inside each rate plan and coverage. That makes relative positions comparable without pretending that unlike raw factors are the same thing.

A higher percentile does not identify the most expensive insurer. Base rates, driver history, vehicle, mileage, limits, deductibles and discounts still affect the final price.

The comparison uses approved filings from Tesla, Safeco, Travelers, Farmers, Progressive and State Farm. Filing tables can change, and some plans do not provide every coverage for every ZIP.

Barstow, San Bernardino County ZIP 92311 Auto Insurance Factors | GoodDriver California