ZIP breakdowns

Plans disagree · Wrightwood, San Bernardino County · California ZIP 92397

Farmers and State Farm place Wrightwood ZIP 92397 very differently.

Farmers ranks highest (80.3); State Farm ranks lowest (39.5). The middle bodily-injury percentile is 53.6. Reviewed plans are 40.8 points apart.

Six filed rate plans · Seven coverages · Geographic factors, not insurance quotes

BI shared position

53.6

Middle percentile across available plans.

BI plan spread

40.8

Farmers to State Farm.

Plans available

6

Plans with a BI geographic factor for this ZIP.

Bodily injury comparison

Farmers highest, State Farm lowest.

Farmers

Farmers Auto

Highest

80.3

Within-plan percentile

Filed factor1.1193

Travelers

Quantum Auto 2.0

73.3

Within-plan percentile

Filed factor0.853

Tesla Insurance

Tesla PPA

55.6

Within-plan percentile

Filed factor1.0384

Progressive

CA Select PPA

51.7

Within-plan percentile

Filed factor0.9048

Safeco

Private Passenger Auto

43.8

Within-plan percentile

Filed factor0.8522

State Farm

Private Passenger Auto

Lowest

39.5

Within-plan percentile

Filed factor0.815

All seven coverages

The pattern changes by coverage.

Open on the map Put ZIP 92397 in my price profile
CoverageSharedSpreadTesla InsuranceSafecoTravelersFarmersProgressiveState Farm
Bodily injury53.640.8 pts55.643.873.380.351.739.5
Property damage37.973.1 pts28.010.248.783.336.339.5
Medical payments28.779.1 pts39.49.273.483.718.04.6
Uninsured motorist BI52.343.7 pts52.332.676.351.769.8
Uninsured motorist PD34.053.6 pts26.322.776.341.6
Comprehensive31.740.8 pts56.739.132.830.625.315.9
Collision52.849.1 pts68.221.364.170.441.637.9

Widest coverage spread

Medical payments

Farmers and State Farm are 79.1 percentile points apart.

Closest agreement

Bodily injury

Available plans are 40.8 percentile points apart.

What this does—and does not—mean.

Percentiles are calculated separately inside each rate plan and coverage. That makes relative positions comparable without pretending that unlike raw factors are the same thing.

A higher percentile does not identify the most expensive insurer. Base rates, driver history, vehicle, mileage, limits, deductibles and discounts still affect the final price.

The comparison uses approved filings from Tesla, Safeco, Travelers, Farmers, Progressive and State Farm. Filing tables can change, and some plans do not provide every coverage for every ZIP.

Wrightwood, San Bernardino County ZIP 92397 Auto Insurance Factors | GoodDriver California