ZIP breakdowns

Plans disagree · Zcta 92606, Orange County · California ZIP 92606

Farmers and Progressive place Zcta 92606 ZIP 92606 very differently.

Farmers ranks highest (89.2); Progressive ranks lowest (40.4). The middle bodily-injury percentile is 64.5. Reviewed plans are 48.8 points apart.

Six filed rate plans · Seven coverages · Geographic factors, not insurance quotes

BI shared position

64.5

Middle percentile across available plans.

BI plan spread

48.8

Farmers to Progressive.

Plans available

6

Plans with a BI geographic factor for this ZIP.

Bodily injury comparison

Farmers highest, Progressive lowest.

Farmers

Farmers Auto

Highest

89.2

Within-plan percentile

Filed factor1.2469

Travelers

Quantum Auto 2.0

70.9

Within-plan percentile

Filed factor0.837

Safeco

Private Passenger Auto

66.8

Within-plan percentile

Filed factor0.9111

State Farm

Private Passenger Auto

62.2

Within-plan percentile

Filed factor0.958

Tesla Insurance

Tesla PPA

51.2

Within-plan percentile

Filed factor1.019

Progressive

CA Select PPA

Lowest

40.4

Within-plan percentile

Filed factor0.84

All seven coverages

The pattern changes by coverage.

Open on the map Put ZIP 92606 in my price profile
CoverageSharedSpreadTesla InsuranceSafecoTravelersFarmersProgressiveState Farm
Bodily injury64.548.8 pts51.266.870.989.240.462.2
Property damage65.942.5 pts41.583.969.781.949.962.2
Medical payments72.435.9 pts83.382.480.059.947.464.9
Uninsured motorist BI54.344.6 pts58.350.654.340.785.4
Uninsured motorist PD44.319.2 pts35.151.554.337.2
Comprehensive2.613.3 pts2.71.41.714.77.52.5
Collision64.445.1 pts51.682.342.081.637.277.3

Widest coverage spread

Bodily injury

Farmers and Progressive are 48.8 percentile points apart.

Closest agreement

Comprehensive

Available plans are 13.3 percentile points apart.

What this does—and does not—mean.

Percentiles are calculated separately inside each rate plan and coverage. That makes relative positions comparable without pretending that unlike raw factors are the same thing.

A higher percentile does not identify the most expensive insurer. Base rates, driver history, vehicle, mileage, limits, deductibles and discounts still affect the final price.

The comparison uses approved filings from Tesla, Safeco, Travelers, Farmers, Progressive and State Farm. Filing tables can change, and some plans do not provide every coverage for every ZIP.

Zcta 92606, Orange County ZIP 92606 Auto Insurance Factors | GoodDriver California