ZIP breakdowns

Plans disagree · Newport Beach, Orange County · California ZIP 92662

Progressive and Tesla Insurance place Newport Beach ZIP 92662 very differently.

Progressive ranks highest (75.4); Tesla Insurance ranks lowest (3.8). The middle bodily-injury percentile is 46.4. Reviewed plans are 71.6 points apart.

Six filed rate plans · Seven coverages · Geographic factors, not insurance quotes

BI shared position

46.4

Middle percentile across available plans.

BI plan spread

71.6

Progressive to Tesla Insurance.

Plans available

6

Plans with a BI geographic factor for this ZIP.

Bodily injury comparison

Progressive highest, Tesla Insurance lowest.

Progressive

CA Select PPA

Highest

75.4

Within-plan percentile

Filed factor1.04

Travelers

Quantum Auto 2.0

70.9

Within-plan percentile

Filed factor0.837

State Farm

Private Passenger Auto

49.6

Within-plan percentile

Filed factor0.863

Farmers

Farmers Auto

43.1

Within-plan percentile

Filed factor0.9307

Safeco

Private Passenger Auto

5.6

Within-plan percentile

Filed factor0.7404

Tesla Insurance

Tesla PPA

Lowest

3.8

Within-plan percentile

Filed factor0.8419

All seven coverages

The pattern changes by coverage.

Open on the map Put ZIP 92662 in my price profile
CoverageSharedSpreadTesla InsuranceSafecoTravelersFarmersProgressiveState Farm
Bodily injury46.471.6 pts3.85.670.943.175.449.6
Property damage49.241.3 pts41.541.779.882.748.849.6
Medical payments25.938.1 pts20.03.825.326.441.933.1
Uninsured motorist BI66.934.3 pts53.241.069.275.366.9
Uninsured motorist PD47.436.7 pts59.435.469.232.5
Comprehensive11.813.0 pts12.814.51.714.75.110.8
Collision36.359.4 pts82.641.826.640.132.523.2

Widest coverage spread

Bodily injury

Progressive and Tesla Insurance are 71.6 percentile points apart.

Closest agreement

Comprehensive

Available plans are 13.0 percentile points apart.

What this does—and does not—mean.

Percentiles are calculated separately inside each rate plan and coverage. That makes relative positions comparable without pretending that unlike raw factors are the same thing.

A higher percentile does not identify the most expensive insurer. Base rates, driver history, vehicle, mileage, limits, deductibles and discounts still affect the final price.

The comparison uses approved filings from Tesla, Safeco, Travelers, Farmers, Progressive and State Farm. Filing tables can change, and some plans do not provide every coverage for every ZIP.

Newport Beach, Orange County ZIP 92662 Auto Insurance Factors | GoodDriver California