Plans disagree · Zcta 92782, Orange County · California ZIP 92782
Farmers and Tesla Insurance place Zcta 92782 ZIP 92782 very differently.
Farmers ranks highest (78.6); Tesla Insurance ranks lowest (17.6). The middle bodily-injury percentile is 67.0. Reviewed plans are 61.0 points apart.
Six filed rate plans · Seven coverages · Geographic factors, not insurance quotes
BI shared position
67.0
Middle percentile across available plans.
BI plan spread
61.0
Farmers to Tesla Insurance.
Plans available
6
Plans with a BI geographic factor for this ZIP.
Bodily injury comparison
Farmers highest, Tesla Insurance lowest.
Farmers
Farmers Auto
78.6
Within-plan percentile
Travelers
Quantum Auto 2.0
70.9
Within-plan percentile
Safeco
Private Passenger Auto
70.4
Within-plan percentile
State Farm
Private Passenger Auto
63.6
Within-plan percentile
Progressive
CA Select PPA
28.0
Within-plan percentile
Tesla Insurance
Tesla PPA
17.6
Within-plan percentile
All seven coverages
The pattern changes by coverage.
| Coverage | Shared | Spread | Tesla Insurance | Safeco | Travelers | Farmers | Progressive | State Farm |
|---|---|---|---|---|---|---|---|---|
| Bodily injury | 67.0 | 61.0 pts | 17.6 | 70.4 | 70.9 | 78.6 | 28.0 | 63.6 |
| Property damage | 63.1 | 53.6 pts | 36.8 | 62.6 | 69.7 | 83.6 | 29.9 | 63.6 |
| Medical payments | 47.3 | 67.0 pts | 85.5 | 51.7 | 73.4 | 18.6 | 33.9 | 42.9 |
| Uninsured motorist BI | 51.7 | 49.9 pts | 61.1 | 51.7 | — | 25.3 | 27.9 | 75.3 |
| Uninsured motorist PD | 44.3 | 45.3 pts | 52.7 | 70.7 | — | 25.3 | 36.0 | — |
| Comprehensive | 11.9 | 25.8 pts | 9.9 | 2.6 | 0.2 | 14.9 | 26.1 | 13.9 |
| Collision | 42.4 | 69.7 pts | 20.3 | 48.8 | 15.2 | 84.9 | 36.0 | 55.2 |
Widest coverage spread
Collision
Farmers and Travelers are 69.7 percentile points apart.
Closest agreement
Comprehensive
Available plans are 25.8 percentile points apart.
What this does—and does not—mean.
Percentiles are calculated separately inside each rate plan and coverage. That makes relative positions comparable without pretending that unlike raw factors are the same thing.
A higher percentile does not identify the most expensive insurer. Base rates, driver history, vehicle, mileage, limits, deductibles and discounts still affect the final price.
The comparison uses approved filings from Tesla, Safeco, Travelers, Farmers, Progressive and State Farm. Filing tables can change, and some plans do not provide every coverage for every ZIP.
Nearby compared ZIPs
Newport Beach, Orange County
92662
Progressive ranks highest (75.4); Tesla Insurance ranks lowest (3.8).
Read breakdownZcta 92865, Orange County
92865
State Farm ranks highest (80.3); Progressive ranks lowest (11.0).
Read breakdownSanta Ana, Orange County
92706
State Farm ranks highest (87.6); Progressive ranks lowest (20.3).
Read breakdown