Broadly higher position · Zcta 92612, Orange County · California ZIP 92612
Zcta 92612 ZIP 92612 ranks near the higher end across plans.
Farmers ranks highest (86.4); Tesla Insurance ranks lowest (66.2). The middle bodily-injury percentile is 80.7. Reviewed plans are 20.2 points apart. Collision splits more (78.0 points), with Progressive highest and Travelers lowest.
Six filed rate plans · Seven coverages · Geographic factors, not insurance quotes
BI shared position
80.7
Middle percentile across available plans.
BI plan spread
20.2
Farmers to Tesla Insurance.
Plans available
6
Plans with a BI geographic factor for this ZIP.
Bodily injury comparison
Farmers highest, Tesla Insurance lowest.
Farmers
Farmers Auto
86.4
Within-plan percentile
State Farm
Private Passenger Auto
85.9
Within-plan percentile
Safeco
Private Passenger Auto
82.5
Within-plan percentile
Travelers
Quantum Auto 2.0
78.9
Within-plan percentile
Progressive
CA Select PPA
73.9
Within-plan percentile
Tesla Insurance
Tesla PPA
66.2
Within-plan percentile
Progressive ranks highest (93.3); Travelers ranks lowest (15.2). Collision spread is 78.0 points, wider than bodily injury.
All seven coverages
The pattern changes by coverage.
| Coverage | Shared | Spread | Tesla Insurance | Safeco | Travelers | Farmers | Progressive | State Farm |
|---|---|---|---|---|---|---|---|---|
| Bodily injury | 80.7 | 20.2 pts | 66.2 | 82.5 | 78.9 | 86.4 | 73.9 | 85.9 |
| Property damage | 87.3 | 16.9 pts | 77.2 | 94.1 | 79.8 | 88.8 | 90.0 | 85.9 |
| Medical payments | 77.1 | 33.9 pts | 70.6 | 85.0 | 68.2 | 53.6 | 87.5 | 83.6 |
| Uninsured motorist BI | 75.3 | 20.1 pts | 82.3 | 75.3 | — | 62.1 | 73.9 | 75.3 |
| Uninsured motorist PD | 76.3 | 39.3 pts | 90.5 | 54.0 | — | 62.1 | 93.3 | — |
| Comprehensive | 8.7 | 14.7 pts | 15.9 | 7.0 | 1.3 | 15.1 | 7.5 | 10.0 |
| Collision | 83.1 | 78.0 pts | 66.9 | 90.2 | 15.2 | 87.4 | 93.3 | 78.9 |
Widest coverage spread
Collision
Progressive and Travelers are 78.0 percentile points apart.
Closest agreement
Comprehensive
Available plans are 14.7 percentile points apart.
What this does—and does not—mean.
Percentiles are calculated separately inside each rate plan and coverage. That makes relative positions comparable without pretending that unlike raw factors are the same thing.
A higher percentile does not identify the most expensive insurer. Base rates, driver history, vehicle, mileage, limits, deductibles and discounts still affect the final price.
The comparison uses approved filings from Tesla, Safeco, Travelers, Farmers, Progressive and State Farm. Filing tables can change, and some plans do not provide every coverage for every ZIP.
Nearby compared ZIPs
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92691
Farmers ranks highest (88.5); Tesla Insurance ranks lowest (14.0).
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State Farm ranks highest (87.6); Progressive ranks lowest (20.3).
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