Plans disagree · Zcta 92618, Orange County · California ZIP 92618
Tesla Insurance and Safeco place Zcta 92618 ZIP 92618 very differently.
Tesla Insurance ranks highest (92.9); Safeco ranks lowest (46.5). The middle bodily-injury percentile is 57.5. Reviewed plans are 46.4 points apart. Collision splits more (64.6 points), with Safeco highest and Travelers lowest.
Six filed rate plans · Seven coverages · Geographic factors, not insurance quotes
BI shared position
57.5
Middle percentile across available plans.
BI plan spread
46.4
Tesla Insurance to Safeco.
Plans available
6
Plans with a BI geographic factor for this ZIP.
Bodily injury comparison
Tesla Insurance highest, Safeco lowest.
Tesla Insurance
Tesla PPA
92.9
Within-plan percentile
Travelers
Quantum Auto 2.0
65.8
Within-plan percentile
Farmers
Farmers Auto
64.1
Within-plan percentile
Progressive
CA Select PPA
50.9
Within-plan percentile
State Farm
Private Passenger Auto
50.8
Within-plan percentile
Safeco
Private Passenger Auto
46.5
Within-plan percentile
Safeco ranks highest (91.2); Travelers ranks lowest (26.6). Collision spread is 64.6 points, wider than bodily injury.
All seven coverages
The pattern changes by coverage.
| Coverage | Shared | Spread | Tesla Insurance | Safeco | Travelers | Farmers | Progressive | State Farm |
|---|---|---|---|---|---|---|---|---|
| Bodily injury | 57.5 | 46.4 pts | 92.9 | 46.5 | 65.8 | 64.1 | 50.9 | 50.8 |
| Property damage | 68.9 | 73.2 pts | 96.5 | 62.6 | 75.1 | 91.0 | 23.3 | 50.8 |
| Medical payments | 71.7 | 39.6 pts | 74.5 | 59.4 | 73.4 | 80.1 | 40.5 | 70.0 |
| Uninsured motorist BI | 76.6 | 37.8 pts | 86.4 | 76.6 | — | 64.0 | 50.9 | 88.7 |
| Uninsured motorist PD | 54.1 | 33.3 pts | 47.4 | 30.7 | — | 64.0 | 60.8 | — |
| Comprehensive | 4.7 | 14.8 pts | 2.5 | 6.1 | 0.2 | 15.1 | 3.4 | 12.0 |
| Collision | 78.7 | 64.6 pts | 82.6 | 91.2 | 26.6 | 87.4 | 60.8 | 74.8 |
Widest coverage spread
Property damage
Tesla Insurance and Progressive are 73.2 percentile points apart.
Closest agreement
Comprehensive
Available plans are 14.8 percentile points apart.
What this does—and does not—mean.
Percentiles are calculated separately inside each rate plan and coverage. That makes relative positions comparable without pretending that unlike raw factors are the same thing.
A higher percentile does not identify the most expensive insurer. Base rates, driver history, vehicle, mileage, limits, deductibles and discounts still affect the final price.
The comparison uses approved filings from Tesla, Safeco, Travelers, Farmers, Progressive and State Farm. Filing tables can change, and some plans do not provide every coverage for every ZIP.
Nearby compared ZIPs
Mission Viejo, Orange County
92691
Farmers ranks highest (88.5); Tesla Insurance ranks lowest (14.0).
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Progressive ranks highest (75.4); Tesla Insurance ranks lowest (3.8).
Read breakdownCorona del Mar, Orange County
92625
Travelers ranks highest (78.9); Safeco ranks lowest (11.7).
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