Plans disagree · Costa Mesa, Orange County · California ZIP 92627
State Farm and Farmers place Costa Mesa ZIP 92627 very differently.
State Farm ranks highest (83.7); Farmers ranks lowest (33.6). The middle bodily-injury percentile is 53.6. Reviewed plans are 50.1 points apart.
Six filed rate plans · Seven coverages · Geographic factors, not insurance quotes
BI shared position
53.6
Middle percentile across available plans.
BI plan spread
50.1
State Farm to Farmers.
Plans available
6
Plans with a BI geographic factor for this ZIP.
Bodily injury comparison
State Farm highest, Farmers lowest.
State Farm
Private Passenger Auto
83.7
Within-plan percentile
Safeco
Private Passenger Auto
72.0
Within-plan percentile
Travelers
Quantum Auto 2.0
65.8
Within-plan percentile
Tesla Insurance
Tesla PPA
41.5
Within-plan percentile
Progressive
CA Select PPA
40.4
Within-plan percentile
Farmers
Farmers Auto
33.6
Within-plan percentile
All seven coverages
The pattern changes by coverage.
| Coverage | Shared | Spread | Tesla Insurance | Safeco | Travelers | Farmers | Progressive | State Farm |
|---|---|---|---|---|---|---|---|---|
| Bodily injury | 53.6 | 50.1 pts | 41.5 | 72.0 | 65.8 | 33.6 | 40.4 | 83.7 |
| Property damage | 81.8 | 27.7 pts | 65.9 | 83.7 | 79.8 | 75.8 | 93.6 | 83.7 |
| Medical payments | 59.8 | 74.1 pts | 10.5 | 32.7 | 46.8 | 80.7 | 84.6 | 72.7 |
| Uninsured motorist BI | 54.6 | 28.2 pts | 42.2 | 68.9 | — | 59.4 | 40.7 | 54.6 |
| Uninsured motorist PD | 51.1 | 22.5 pts | 37.0 | 48.8 | — | 59.4 | 53.5 | — |
| Comprehensive | 8.8 | 16.0 pts | 5.3 | 2.5 | 1.7 | 17.7 | 12.4 | 13.9 |
| Collision | 45.8 | 56.9 pts | 38.0 | 79.2 | 26.6 | 22.3 | 53.5 | 65.4 |
Widest coverage spread
Medical payments
Progressive and Tesla Insurance are 74.1 percentile points apart.
Closest agreement
Comprehensive
Available plans are 16.0 percentile points apart.
What this does—and does not—mean.
Percentiles are calculated separately inside each rate plan and coverage. That makes relative positions comparable without pretending that unlike raw factors are the same thing.
A higher percentile does not identify the most expensive insurer. Base rates, driver history, vehicle, mileage, limits, deductibles and discounts still affect the final price.
The comparison uses approved filings from Tesla, Safeco, Travelers, Farmers, Progressive and State Farm. Filing tables can change, and some plans do not provide every coverage for every ZIP.
Nearby compared ZIPs
Newport Beach, Orange County
92662
Progressive ranks highest (75.4); Tesla Insurance ranks lowest (3.8).
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Travelers ranks highest (78.9); Safeco ranks lowest (11.7).
Read breakdownSanta Ana, Orange County
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State Farm ranks highest (87.6); Progressive ranks lowest (20.3).
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