Plans disagree · Laguna Hills, Orange County · California ZIP 92637
Tesla Insurance and State Farm place Laguna Hills ZIP 92637 very differently.
Tesla Insurance ranks highest (90.2); State Farm ranks lowest (49.6). The middle bodily-injury percentile is 75.4. Reviewed plans are 40.6 points apart.
Six filed rate plans · Seven coverages · Geographic factors, not insurance quotes
BI shared position
75.4
Middle percentile across available plans.
BI plan spread
40.6
Tesla Insurance to State Farm.
Plans available
6
Plans with a BI geographic factor for this ZIP.
Bodily injury comparison
Tesla Insurance highest, State Farm lowest.
Tesla Insurance
Tesla PPA
90.2
Within-plan percentile
Progressive
CA Select PPA
86.4
Within-plan percentile
Safeco
Private Passenger Auto
79.9
Within-plan percentile
Travelers
Quantum Auto 2.0
70.9
Within-plan percentile
Farmers
Farmers Auto
66.2
Within-plan percentile
State Farm
Private Passenger Auto
49.6
Within-plan percentile
All seven coverages
The pattern changes by coverage.
| Coverage | Shared | Spread | Tesla Insurance | Safeco | Travelers | Farmers | Progressive | State Farm |
|---|---|---|---|---|---|---|---|---|
| Bodily injury | 75.4 | 40.6 pts | 90.2 | 79.9 | 70.9 | 66.2 | 86.4 | 49.6 |
| Property damage | 59.6 | 33.0 pts | 81.8 | 76.4 | 69.7 | 48.9 | 48.8 | 49.6 |
| Medical payments | 50.4 | 57.8 pts | 46.3 | 36.4 | 54.4 | 74.3 | 16.5 | 68.2 |
| Uninsured motorist BI | 49.1 | 41.6 pts | 49.1 | 47.5 | — | 44.9 | 86.6 | 67.8 |
| Uninsured motorist PD | 13.2 | 43.1 pts | 17.2 | 9.3 | — | 44.9 | 1.8 | — |
| Comprehensive | 3.2 | 13.8 pts | 2.9 | 0.9 | 1.7 | 14.7 | 3.4 | 7.6 |
| Collision | 9.5 | 44.2 pts | 46.1 | 13.1 | 26.6 | 4.4 | 1.8 | 6.0 |
Widest coverage spread
Medical payments
Farmers and Progressive are 57.8 percentile points apart.
Closest agreement
Comprehensive
Available plans are 13.8 percentile points apart.
What this does—and does not—mean.
Percentiles are calculated separately inside each rate plan and coverage. That makes relative positions comparable without pretending that unlike raw factors are the same thing.
A higher percentile does not identify the most expensive insurer. Base rates, driver history, vehicle, mileage, limits, deductibles and discounts still affect the final price.
The comparison uses approved filings from Tesla, Safeco, Travelers, Farmers, Progressive and State Farm. Filing tables can change, and some plans do not provide every coverage for every ZIP.
Nearby compared ZIPs
Mission Viejo, Orange County
92691
Farmers ranks highest (88.5); Tesla Insurance ranks lowest (14.0).
Read breakdownNewport Beach, Orange County
92662
Progressive ranks highest (75.4); Tesla Insurance ranks lowest (3.8).
Read breakdownCorona del Mar, Orange County
92625
Travelers ranks highest (78.9); Safeco ranks lowest (11.7).
Read breakdown