Broadly higher position · Huntington Beach, Orange County · California ZIP 92646
Huntington Beach ZIP 92646 ranks near the higher end across plans.
Farmers ranks highest (87.6); Tesla Insurance ranks lowest (67.1). The middle bodily-injury percentile is 73.6. Reviewed plans are 20.5 points apart. Collision splits more (36.3 points), with Safeco highest and Tesla Insurance lowest.
Six filed rate plans · Seven coverages · Geographic factors, not insurance quotes
BI shared position
73.6
Middle percentile across available plans.
BI plan spread
20.5
Farmers to Tesla Insurance.
Plans available
6
Plans with a BI geographic factor for this ZIP.
Bodily injury comparison
Farmers highest, Tesla Insurance lowest.
Farmers
Farmers Auto
87.6
Within-plan percentile
Travelers
Quantum Auto 2.0
82.4
Within-plan percentile
State Farm
Private Passenger Auto
73.7
Within-plan percentile
Progressive
CA Select PPA
73.5
Within-plan percentile
Safeco
Private Passenger Auto
72.5
Within-plan percentile
Tesla Insurance
Tesla PPA
67.1
Within-plan percentile
Safeco ranks highest (44.5); Tesla Insurance ranks lowest (8.2). Collision spread is 36.3 points, wider than bodily injury.
All seven coverages
The pattern changes by coverage.
| Coverage | Shared | Spread | Tesla Insurance | Safeco | Travelers | Farmers | Progressive | State Farm |
|---|---|---|---|---|---|---|---|---|
| Bodily injury | 73.6 | 20.5 pts | 67.1 | 72.5 | 82.4 | 87.6 | 73.5 | 73.7 |
| Property damage | 76.8 | 44.3 pts | 38.4 | 69.5 | 79.8 | 82.7 | 82.1 | 73.7 |
| Medical payments | 45.6 | 63.8 pts | 79.6 | 45.8 | 80.0 | 45.4 | 16.2 | 30.7 |
| Uninsured motorist BI | 75.0 | 26.8 pts | 75.0 | 57.4 | — | 77.2 | 73.5 | 84.1 |
| Uninsured motorist PD | 75.4 | 73.7 pts | 90.6 | 73.7 | — | 77.2 | 16.9 | — |
| Comprehensive | 4.0 | 44.7 pts | 4.4 | 1.2 | 3.5 | 45.4 | 0.7 | 10.5 |
| Collision | 21.8 | 36.3 pts | 8.2 | 44.5 | 26.6 | 27.4 | 16.9 | 9.1 |
Widest coverage spread
Uninsured motorist PD
Tesla Insurance and Progressive are 73.7 percentile points apart.
Closest agreement
Bodily injury
Available plans are 20.5 percentile points apart.
What this does—and does not—mean.
Percentiles are calculated separately inside each rate plan and coverage. That makes relative positions comparable without pretending that unlike raw factors are the same thing.
A higher percentile does not identify the most expensive insurer. Base rates, driver history, vehicle, mileage, limits, deductibles and discounts still affect the final price.
The comparison uses approved filings from Tesla, Safeco, Travelers, Farmers, Progressive and State Farm. Filing tables can change, and some plans do not provide every coverage for every ZIP.
Nearby compared ZIPs
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92662
Progressive ranks highest (75.4); Tesla Insurance ranks lowest (3.8).
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Farmers ranks highest (84.3); Progressive ranks lowest (16.6).
Read breakdownSanta Ana, Orange County
92706
State Farm ranks highest (87.6); Progressive ranks lowest (20.3).
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