Broadly higher position · Huntington Beach, Orange County · California ZIP 92648
Huntington Beach ZIP 92648 ranks near the higher end across plans.
Tesla Insurance ranks highest (92.4); Farmers ranks lowest (72.9). The middle bodily-injury percentile is 81.7. Reviewed plans are 19.6 points apart. Collision splits more (63.8 points), with Farmers highest and Travelers lowest.
Six filed rate plans · Seven coverages · Geographic factors, not insurance quotes
BI shared position
81.7
Middle percentile across available plans.
BI plan spread
19.6
Tesla Insurance to Farmers.
Plans available
6
Plans with a BI geographic factor for this ZIP.
Bodily injury comparison
Tesla Insurance highest, Farmers lowest.
Tesla Insurance
Tesla PPA
92.4
Within-plan percentile
Safeco
Private Passenger Auto
83.1
Within-plan percentile
Travelers
Quantum Auto 2.0
82.4
Within-plan percentile
State Farm
Private Passenger Auto
81.0
Within-plan percentile
Progressive
CA Select PPA
77.4
Within-plan percentile
Farmers
Farmers Auto
72.9
Within-plan percentile
Farmers ranks highest (79.1); Travelers ranks lowest (15.2). Collision spread is 63.8 points, wider than bodily injury.
All seven coverages
The pattern changes by coverage.
| Coverage | Shared | Spread | Tesla Insurance | Safeco | Travelers | Farmers | Progressive | State Farm |
|---|---|---|---|---|---|---|---|---|
| Bodily injury | 81.7 | 19.6 pts | 92.4 | 83.1 | 82.4 | 72.9 | 77.4 | 81.0 |
| Property damage | 78.3 | 28.6 pts | 76.1 | 63.4 | 79.8 | 76.8 | 91.9 | 81.0 |
| Medical payments | 34.7 | 74.7 pts | 11.4 | 45.8 | 82.2 | 77.0 | 23.6 | 7.6 |
| Uninsured motorist BI | 66.9 | 25.2 pts | 53.0 | 68.4 | — | 54.3 | 78.2 | 66.9 |
| Uninsured motorist PD | 50.6 | 24.6 pts | 39.5 | 64.1 | — | 54.3 | 46.8 | — |
| Comprehensive | 7.7 | 22.2 pts | 1.0 | 1.6 | 3.5 | 23.2 | 17.9 | 12.0 |
| Collision | 51.0 | 63.8 pts | 27.5 | 74.9 | 15.2 | 79.1 | 46.8 | 55.2 |
Widest coverage spread
Medical payments
Travelers and State Farm are 74.7 percentile points apart.
Closest agreement
Bodily injury
Available plans are 19.6 percentile points apart.
What this does—and does not—mean.
Percentiles are calculated separately inside each rate plan and coverage. That makes relative positions comparable without pretending that unlike raw factors are the same thing.
A higher percentile does not identify the most expensive insurer. Base rates, driver history, vehicle, mileage, limits, deductibles and discounts still affect the final price.
The comparison uses approved filings from Tesla, Safeco, Travelers, Farmers, Progressive and State Farm. Filing tables can change, and some plans do not provide every coverage for every ZIP.
Nearby compared ZIPs
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92662
Progressive ranks highest (75.4); Tesla Insurance ranks lowest (3.8).
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Read breakdownSanta Ana, Orange County
92706
State Farm ranks highest (87.6); Progressive ranks lowest (20.3).
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