Plans disagree · Aliso Viejo, Orange County · California ZIP 92656
State Farm and Travelers place Aliso Viejo ZIP 92656 very differently.
State Farm ranks highest (72.3); Travelers ranks lowest (30.0). The middle bodily-injury percentile is 55.2. Reviewed plans are 42.2 points apart.
Six filed rate plans · Seven coverages · Geographic factors, not insurance quotes
BI shared position
55.2
Middle percentile across available plans.
BI plan spread
42.2
State Farm to Travelers.
Plans available
6
Plans with a BI geographic factor for this ZIP.
Bodily injury comparison
State Farm highest, Travelers lowest.
State Farm
Private Passenger Auto
72.3
Within-plan percentile
Progressive
CA Select PPA
61.8
Within-plan percentile
Farmers
Farmers Auto
59.3
Within-plan percentile
Safeco
Private Passenger Auto
51.2
Within-plan percentile
Tesla Insurance
Tesla PPA
35.6
Within-plan percentile
Travelers
Quantum Auto 2.0
30.0
Within-plan percentile
All seven coverages
The pattern changes by coverage.
| Coverage | Shared | Spread | Tesla Insurance | Safeco | Travelers | Farmers | Progressive | State Farm |
|---|---|---|---|---|---|---|---|---|
| Bodily injury | 55.2 | 42.2 pts | 35.6 | 51.2 | 30.0 | 59.3 | 61.8 | 72.3 |
| Property damage | 71.0 | 43.2 pts | 45.9 | 74.0 | 69.7 | 79.9 | 36.7 | 72.3 |
| Medical payments | 36.0 | 57.6 pts | 22.5 | 58.3 | 46.8 | 38.1 | 0.6 | 33.8 |
| Uninsured motorist BI | 71.3 | 20.9 pts | 83.4 | 71.3 | — | 77.2 | 62.5 | 69.8 |
| Uninsured motorist PD | 26.0 | 59.8 pts | 17.4 | 22.7 | — | 77.2 | 29.3 | — |
| Comprehensive | 3.8 | 9.4 pts | 1.3 | 4.1 | 0.6 | 4.3 | 3.4 | 10.0 |
| Collision | 39.7 | 43.0 pts | 42.2 | 54.1 | 11.1 | 37.3 | 29.3 | 42.5 |
Widest coverage spread
Uninsured motorist PD
Farmers and Tesla Insurance are 59.8 percentile points apart.
Closest agreement
Comprehensive
Available plans are 9.4 percentile points apart.
What this does—and does not—mean.
Percentiles are calculated separately inside each rate plan and coverage. That makes relative positions comparable without pretending that unlike raw factors are the same thing.
A higher percentile does not identify the most expensive insurer. Base rates, driver history, vehicle, mileage, limits, deductibles and discounts still affect the final price.
The comparison uses approved filings from Tesla, Safeco, Travelers, Farmers, Progressive and State Farm. Filing tables can change, and some plans do not provide every coverage for every ZIP.
Nearby compared ZIPs
Mission Viejo, Orange County
92691
Farmers ranks highest (88.5); Tesla Insurance ranks lowest (14.0).
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Progressive ranks highest (75.4); Tesla Insurance ranks lowest (3.8).
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Travelers ranks highest (78.9); Safeco ranks lowest (11.7).
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