Plans disagree · Newport Beach, Orange County · California ZIP 92657
Farmers and Tesla Insurance place Newport Beach ZIP 92657 very differently.
Farmers ranks highest (81.3); Tesla Insurance ranks lowest (28.3). The middle bodily-injury percentile is 63.6. Reviewed plans are 53.0 points apart.
Six filed rate plans · Seven coverages · Geographic factors, not insurance quotes
BI shared position
63.6
Middle percentile across available plans.
BI plan spread
53.0
Farmers to Tesla Insurance.
Plans available
6
Plans with a BI geographic factor for this ZIP.
Bodily injury comparison
Farmers highest, Tesla Insurance lowest.
Farmers
Farmers Auto
81.3
Within-plan percentile
Travelers
Quantum Auto 2.0
78.9
Within-plan percentile
State Farm
Private Passenger Auto
75.5
Within-plan percentile
Progressive
CA Select PPA
51.7
Within-plan percentile
Safeco
Private Passenger Auto
45.1
Within-plan percentile
Tesla Insurance
Tesla PPA
28.3
Within-plan percentile
All seven coverages
The pattern changes by coverage.
| Coverage | Shared | Spread | Tesla Insurance | Safeco | Travelers | Farmers | Progressive | State Farm |
|---|---|---|---|---|---|---|---|---|
| Bodily injury | 63.6 | 53.0 pts | 28.3 | 45.1 | 78.9 | 81.3 | 51.7 | 75.5 |
| Property damage | 71.1 | 34.0 pts | 69.8 | 57.3 | 72.5 | 91.3 | 60.5 | 75.5 |
| Medical payments | 46.2 | 22.8 pts | 43.3 | 34.1 | 54.4 | 51.2 | 31.6 | 49.2 |
| Uninsured motorist BI | 41.8 | 15.6 pts | 41.8 | 41.0 | — | 50.6 | 51.7 | 36.1 |
| Uninsured motorist PD | 51.1 | 77.0 pts | 18.1 | 51.5 | — | 50.6 | 95.1 | — |
| Comprehensive | 18.3 | 57.0 pts | 3.6 | 18.7 | 2.9 | 33.6 | 17.9 | 59.9 |
| Collision | 85.5 | 45.1 pts | 58.2 | 93.6 | 50.0 | 85.2 | 95.1 | 85.7 |
Widest coverage spread
Uninsured motorist PD
Progressive and Tesla Insurance are 77.0 percentile points apart.
Closest agreement
Uninsured motorist BI
Available plans are 15.6 percentile points apart.
What this does—and does not—mean.
Percentiles are calculated separately inside each rate plan and coverage. That makes relative positions comparable without pretending that unlike raw factors are the same thing.
A higher percentile does not identify the most expensive insurer. Base rates, driver history, vehicle, mileage, limits, deductibles and discounts still affect the final price.
The comparison uses approved filings from Tesla, Safeco, Travelers, Farmers, Progressive and State Farm. Filing tables can change, and some plans do not provide every coverage for every ZIP.
Nearby compared ZIPs
Mission Viejo, Orange County
92691
Farmers ranks highest (88.5); Tesla Insurance ranks lowest (14.0).
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92662
Progressive ranks highest (75.4); Tesla Insurance ranks lowest (3.8).
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92706
State Farm ranks highest (87.6); Progressive ranks lowest (20.3).
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