Compared ZIP · Newport Beach, Orange County · California ZIP 92661
In Newport Beach ZIP 92661, Farmers ranks highest and Safeco ranks lowest.
Farmers ranks highest (84.3); Safeco ranks lowest (45.8). The middle bodily-injury percentile is 66.4. Reviewed plans are 38.5 points apart.
Six filed rate plans · Seven coverages · Geographic factors, not insurance quotes
BI shared position
66.4
Middle percentile across available plans.
BI plan spread
38.5
Farmers to Safeco.
Plans available
6
Plans with a BI geographic factor for this ZIP.
Bodily injury comparison
Farmers highest, Safeco lowest.
Farmers
Farmers Auto
84.3
Within-plan percentile
Travelers
Quantum Auto 2.0
75.3
Within-plan percentile
Progressive
CA Select PPA
66.7
Within-plan percentile
State Farm
Private Passenger Auto
66.1
Within-plan percentile
Tesla Insurance
Tesla PPA
48.5
Within-plan percentile
Safeco
Private Passenger Auto
45.8
Within-plan percentile
All seven coverages
The pattern changes by coverage.
| Coverage | Shared | Spread | Tesla Insurance | Safeco | Travelers | Farmers | Progressive | State Farm |
|---|---|---|---|---|---|---|---|---|
| Bodily injury | 66.4 | 38.5 pts | 48.5 | 45.8 | 75.3 | 84.3 | 66.7 | 66.1 |
| Property damage | 64.3 | 62.1 pts | 78.0 | 62.6 | 87.3 | 25.2 | 52.6 | 66.1 |
| Medical payments | 36.1 | 50.6 pts | 8.7 | 15.5 | 25.3 | 46.8 | 50.8 | 59.3 |
| Uninsured motorist BI | 31.9 | 57.2 pts | 31.9 | 23.1 | — | 80.4 | 67.5 | 24.4 |
| Uninsured motorist PD | 56.7 | 51.7 pts | 29.8 | 33.0 | — | 80.4 | 81.5 | — |
| Comprehensive | 19.7 | 28.3 pts | 16.4 | 9.5 | 2.9 | 23.0 | 26.1 | 31.2 |
| Collision | 69.7 | 47.6 pts | 82.6 | 66.9 | 35.0 | 72.5 | 81.5 | 58.4 |
Widest coverage spread
Property damage
Travelers and Farmers are 62.1 percentile points apart.
Closest agreement
Comprehensive
Available plans are 28.3 percentile points apart.
What this does—and does not—mean.
Percentiles are calculated separately inside each rate plan and coverage. That makes relative positions comparable without pretending that unlike raw factors are the same thing.
A higher percentile does not identify the most expensive insurer. Base rates, driver history, vehicle, mileage, limits, deductibles and discounts still affect the final price.
The comparison uses approved filings from Tesla, Safeco, Travelers, Farmers, Progressive and State Farm. Filing tables can change, and some plans do not provide every coverage for every ZIP.
Nearby compared ZIPs
Newport Beach, Orange County
92662
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Travelers ranks highest (78.9); Safeco ranks lowest (11.7).
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