Compared ZIP · Newport Beach, Orange County · California ZIP 92663
In Newport Beach ZIP 92663, Safeco ranks highest and Tesla Insurance ranks lowest.
Safeco ranks highest (80.1); Tesla Insurance ranks lowest (51.2). The middle bodily-injury percentile is 75.3. Reviewed plans are 29.0 points apart. Collision splits more (65.3 points), with Progressive highest and Travelers lowest.
Six filed rate plans · Seven coverages · Geographic factors, not insurance quotes
BI shared position
75.3
Middle percentile across available plans.
BI plan spread
29.0
Safeco to Tesla Insurance.
Plans available
6
Plans with a BI geographic factor for this ZIP.
Bodily injury comparison
Safeco highest, Tesla Insurance lowest.
Safeco
Private Passenger Auto
80.1
Within-plan percentile
State Farm
Private Passenger Auto
77.3
Within-plan percentile
Progressive
CA Select PPA
75.4
Within-plan percentile
Travelers
Quantum Auto 2.0
75.3
Within-plan percentile
Farmers
Farmers Auto
72.9
Within-plan percentile
Tesla Insurance
Tesla PPA
51.2
Within-plan percentile
Progressive ranks highest (91.9); Travelers ranks lowest (26.6). Collision spread is 65.3 points, wider than bodily injury.
All seven coverages
The pattern changes by coverage.
| Coverage | Shared | Spread | Tesla Insurance | Safeco | Travelers | Farmers | Progressive | State Farm |
|---|---|---|---|---|---|---|---|---|
| Bodily injury | 75.3 | 29.0 pts | 51.2 | 80.1 | 75.3 | 72.9 | 75.4 | 77.3 |
| Property damage | 79.9 | 24.6 pts | 72.4 | 96.8 | 79.8 | 79.9 | 96.9 | 77.3 |
| Medical payments | 16.7 | 48.9 pts | 5.5 | 8.7 | 54.4 | 26.4 | 11.9 | 21.6 |
| Uninsured motorist BI | 75.3 | 28.0 pts | 83.9 | 57.4 | — | 65.9 | 75.3 | 85.4 |
| Uninsured motorist PD | 66.8 | 44.2 pts | 47.7 | 67.7 | — | 65.9 | 91.9 | — |
| Comprehensive | 21.7 | 31.0 pts | 7.4 | 21.9 | 3.5 | 23.5 | 34.5 | 21.6 |
| Collision | 61.7 | 65.3 pts | 54.0 | 65.4 | 26.6 | 58.1 | 91.9 | 66.9 |
Widest coverage spread
Collision
Progressive and Travelers are 65.3 percentile points apart.
Closest agreement
Property damage
Available plans are 24.6 percentile points apart.
What this does—and does not—mean.
Percentiles are calculated separately inside each rate plan and coverage. That makes relative positions comparable without pretending that unlike raw factors are the same thing.
A higher percentile does not identify the most expensive insurer. Base rates, driver history, vehicle, mileage, limits, deductibles and discounts still affect the final price.
The comparison uses approved filings from Tesla, Safeco, Travelers, Farmers, Progressive and State Farm. Filing tables can change, and some plans do not provide every coverage for every ZIP.
Nearby compared ZIPs
Newport Beach, Orange County
92662
Progressive ranks highest (75.4); Tesla Insurance ranks lowest (3.8).
Read breakdownSanta Ana, Orange County
92706
State Farm ranks highest (87.6); Progressive ranks lowest (20.3).
Read breakdownCorona del Mar, Orange County
92625
Travelers ranks highest (78.9); Safeco ranks lowest (11.7).
Read breakdown