Compared ZIP · Rancho Santa Mar, Orange County · California ZIP 92688
In Rancho Santa Mar ZIP 92688, State Farm ranks highest and Tesla Insurance ranks lowest.
State Farm ranks highest (66.6); Tesla Insurance ranks lowest (28.0). The middle bodily-injury percentile is 56.9. Reviewed plans are 38.6 points apart. Collision splits more (70.3 points), with Progressive highest and Travelers lowest.
Six filed rate plans · Seven coverages · Geographic factors, not insurance quotes
BI shared position
56.9
Middle percentile across available plans.
BI plan spread
38.6
State Farm to Tesla Insurance.
Plans available
6
Plans with a BI geographic factor for this ZIP.
Bodily injury comparison
State Farm highest, Tesla Insurance lowest.
State Farm
Private Passenger Auto
66.6
Within-plan percentile
Farmers
Farmers Auto
63.2
Within-plan percentile
Travelers
Quantum Auto 2.0
58.1
Within-plan percentile
Progressive
CA Select PPA
55.7
Within-plan percentile
Safeco
Private Passenger Auto
32.3
Within-plan percentile
Tesla Insurance
Tesla PPA
28.0
Within-plan percentile
Progressive ranks highest (75.3); Travelers ranks lowest (5.0). Collision spread is 70.3 points, wider than bodily injury.
All seven coverages
The pattern changes by coverage.
| Coverage | Shared | Spread | Tesla Insurance | Safeco | Travelers | Farmers | Progressive | State Farm |
|---|---|---|---|---|---|---|---|---|
| Bodily injury | 56.9 | 38.6 pts | 28.0 | 32.3 | 58.1 | 63.2 | 55.7 | 66.6 |
| Property damage | 66.7 | 11.8 pts | 58.9 | 68.8 | 62.6 | 70.7 | 66.9 | 66.6 |
| Medical payments | 42.8 | 74.3 pts | 6.4 | 37.6 | 30.2 | 80.7 | 48.7 | 48.0 |
| Uninsured motorist BI | 55.7 | 33.0 pts | 78.6 | 51.0 | — | 49.4 | 55.7 | 82.4 |
| Uninsured motorist PD | 44.8 | 41.2 pts | 34.1 | 40.2 | — | 49.4 | 75.3 | — |
| Comprehensive | 1.6 | 3.7 pts | 0.5 | 1.9 | 0.2 | 3.9 | 1.4 | 2.1 |
| Collision | 28.0 | 70.3 pts | 29.9 | 37.8 | 5.0 | 26.1 | 75.3 | 7.0 |
Widest coverage spread
Medical payments
Farmers and Tesla Insurance are 74.3 percentile points apart.
Closest agreement
Comprehensive
Available plans are 3.7 percentile points apart.
What this does—and does not—mean.
Percentiles are calculated separately inside each rate plan and coverage. That makes relative positions comparable without pretending that unlike raw factors are the same thing.
A higher percentile does not identify the most expensive insurer. Base rates, driver history, vehicle, mileage, limits, deductibles and discounts still affect the final price.
The comparison uses approved filings from Tesla, Safeco, Travelers, Farmers, Progressive and State Farm. Filing tables can change, and some plans do not provide every coverage for every ZIP.
Nearby compared ZIPs
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92691
Farmers ranks highest (88.5); Tesla Insurance ranks lowest (14.0).
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Read breakdownCorona del Mar, Orange County
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Travelers ranks highest (78.9); Safeco ranks lowest (11.7).
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