Compared ZIP · Mission Viejo, Orange County · California ZIP 92692
In Mission Viejo ZIP 92692, Travelers ranks highest and Progressive ranks lowest.
Travelers ranks highest (70.9); Progressive ranks lowest (32.9). The middle bodily-injury percentile is 64.8. Reviewed plans are 38.0 points apart.
Six filed rate plans · Seven coverages · Geographic factors, not insurance quotes
BI shared position
64.8
Middle percentile across available plans.
BI plan spread
38.0
Travelers to Progressive.
Plans available
6
Plans with a BI geographic factor for this ZIP.
Bodily injury comparison
Travelers highest, Progressive lowest.
Travelers
Quantum Auto 2.0
70.9
Within-plan percentile
State Farm
Private Passenger Auto
70.4
Within-plan percentile
Farmers
Farmers Auto
69.7
Within-plan percentile
Tesla Insurance
Tesla PPA
60.0
Within-plan percentile
Safeco
Private Passenger Auto
50.8
Within-plan percentile
Progressive
CA Select PPA
32.9
Within-plan percentile
All seven coverages
The pattern changes by coverage.
| Coverage | Shared | Spread | Tesla Insurance | Safeco | Travelers | Farmers | Progressive | State Farm |
|---|---|---|---|---|---|---|---|---|
| Bodily injury | 64.8 | 38.0 pts | 60.0 | 50.8 | 70.9 | 69.7 | 32.9 | 70.4 |
| Property damage | 59.6 | 44.9 pts | 38.6 | 63.0 | 56.2 | 83.6 | 42.4 | 70.4 |
| Medical payments | 23.8 | 59.8 pts | 24.0 | 23.6 | 46.8 | 65.6 | 5.8 | 12.7 |
| Uninsured motorist BI | 68.4 | 59.5 pts | 71.4 | 68.4 | — | 22.8 | 32.5 | 82.4 |
| Uninsured motorist PD | 33.4 | 25.9 pts | 34.1 | 32.6 | — | 22.8 | 48.7 | — |
| Comprehensive | 3.2 | 9.2 pts | 3.3 | 10.0 | 0.8 | 8.8 | 1.4 | 3.1 |
| Collision | 40.4 | 47.0 pts | 23.6 | 45.4 | 11.1 | 58.1 | 48.7 | 35.4 |
Widest coverage spread
Medical payments
Farmers and Progressive are 59.8 percentile points apart.
Closest agreement
Comprehensive
Available plans are 9.2 percentile points apart.
What this does—and does not—mean.
Percentiles are calculated separately inside each rate plan and coverage. That makes relative positions comparable without pretending that unlike raw factors are the same thing.
A higher percentile does not identify the most expensive insurer. Base rates, driver history, vehicle, mileage, limits, deductibles and discounts still affect the final price.
The comparison uses approved filings from Tesla, Safeco, Travelers, Farmers, Progressive and State Farm. Filing tables can change, and some plans do not provide every coverage for every ZIP.
Nearby compared ZIPs
Mission Viejo, Orange County
92691
Farmers ranks highest (88.5); Tesla Insurance ranks lowest (14.0).
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92662
Progressive ranks highest (75.4); Tesla Insurance ranks lowest (3.8).
Read breakdownCorona del Mar, Orange County
92625
Travelers ranks highest (78.9); Safeco ranks lowest (11.7).
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