Plans disagree · Zcta 92694, Orange County · California ZIP 92694
State Farm and Progressive place Zcta 92694 ZIP 92694 very differently.
State Farm ranks highest (67.8); Progressive ranks lowest (23.6). The middle bodily-injury percentile is 37.3. Reviewed plans are 44.3 points apart. Collision splits more (60.7 points), with Safeco highest and Travelers lowest.
Six filed rate plans · Seven coverages · Geographic factors, not insurance quotes
BI shared position
37.3
Middle percentile across available plans.
BI plan spread
44.3
State Farm to Progressive.
Plans available
6
Plans with a BI geographic factor for this ZIP.
Bodily injury comparison
State Farm highest, Progressive lowest.
State Farm
Private Passenger Auto
67.8
Within-plan percentile
Travelers
Quantum Auto 2.0
58.1
Within-plan percentile
Farmers
Farmers Auto
42.2
Within-plan percentile
Safeco
Private Passenger Auto
32.3
Within-plan percentile
Tesla Insurance
Tesla PPA
28.0
Within-plan percentile
Progressive
CA Select PPA
23.6
Within-plan percentile
Safeco ranks highest (71.8); Travelers ranks lowest (11.1). Collision spread is 60.7 points, wider than bodily injury.
All seven coverages
The pattern changes by coverage.
| Coverage | Shared | Spread | Tesla Insurance | Safeco | Travelers | Farmers | Progressive | State Farm |
|---|---|---|---|---|---|---|---|---|
| Bodily injury | 37.3 | 44.3 pts | 28.0 | 32.3 | 58.1 | 42.2 | 23.6 | 67.8 |
| Property damage | 56.1 | 43.3 pts | 39.6 | 69.5 | 62.6 | 49.5 | 26.2 | 67.8 |
| Medical payments | 69.1 | 56.0 pts | 76.6 | 20.6 | 54.4 | 64.0 | 76.2 | 74.2 |
| Uninsured motorist BI | 38.2 | 41.9 pts | 47.2 | 38.2 | — | 22.8 | 23.3 | 64.7 |
| Uninsured motorist PD | 16.4 | 53.6 pts | 4.9 | 10.0 | — | 22.8 | 58.5 | — |
| Comprehensive | 14.3 | 23.3 pts | 6.6 | 24.2 | 0.8 | 15.6 | 13.1 | 17.9 |
| Collision | 52.3 | 60.7 pts | 18.8 | 71.8 | 11.1 | 46.2 | 58.5 | 65.4 |
Widest coverage spread
Collision
Safeco and Travelers are 60.7 percentile points apart.
Closest agreement
Comprehensive
Available plans are 23.3 percentile points apart.
What this does—and does not—mean.
Percentiles are calculated separately inside each rate plan and coverage. That makes relative positions comparable without pretending that unlike raw factors are the same thing.
A higher percentile does not identify the most expensive insurer. Base rates, driver history, vehicle, mileage, limits, deductibles and discounts still affect the final price.
The comparison uses approved filings from Tesla, Safeco, Travelers, Farmers, Progressive and State Farm. Filing tables can change, and some plans do not provide every coverage for every ZIP.
Nearby compared ZIPs
Mission Viejo, Orange County
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Travelers ranks highest (78.9); Safeco ranks lowest (11.7).
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