Compared ZIP · Zcta 92612, Orange County · California ZIP 92697
In Zcta 92612 ZIP 92697, Farmers ranks highest and State Farm ranks lowest.
Farmers ranks highest (86.4); State Farm ranks lowest (54.2). The middle bodily-injury percentile is 56.3. Reviewed plans are 32.2 points apart. Collision splits more (54.3 points), with Farmers highest and Safeco lowest.
Six filed rate plans · Seven coverages · Geographic factors, not insurance quotes
BI shared position
56.3
Middle percentile across available plans.
BI plan spread
32.2
Farmers to State Farm.
Plans available
4
Plans with a BI geographic factor for this ZIP.
Bodily injury comparison
Farmers highest, State Farm lowest.
Farmers
Farmers Auto
86.4
Within-plan percentile
Progressive
CA Select PPA
57.8
Within-plan percentile
Safeco
Private Passenger Auto
54.7
Within-plan percentile
State Farm
Private Passenger Auto
54.2
Within-plan percentile
Tesla Insurance
Tesla PPA
—
Within-plan percentile
Travelers
Quantum Auto 2.0
—
Within-plan percentile
Farmers ranks highest (84.9); Safeco ranks lowest (30.7). Collision spread is 54.3 points, wider than bodily injury.
All seven coverages
The pattern changes by coverage.
| Coverage | Shared | Spread | Tesla Insurance | Safeco | Travelers | Farmers | Progressive | State Farm |
|---|---|---|---|---|---|---|---|---|
| Bodily injury | 56.3 | 32.2 pts | — | 54.7 | — | 86.4 | 57.8 | 54.2 |
| Property damage | 59.6 | 52.6 pts | — | 65.1 | — | 84.1 | 31.5 | 54.2 |
| Medical payments | 76.0 | 71.3 pts | — | 67.9 | — | 84.2 | 86.1 | 14.8 |
| Uninsured motorist BI | 72.3 | 22.5 pts | — | 64.5 | — | 80.4 | 57.8 | 80.1 |
| Uninsured motorist PD | 58.5 | 47.2 pts | — | 58.5 | — | 80.4 | 33.2 | — |
| Comprehensive | 25.2 | 49.6 pts | — | 49.8 | — | 26.0 | 24.5 | 0.2 |
| Collision | 55.4 | 54.3 pts | — | 30.7 | — | 84.9 | 33.2 | 77.7 |
Widest coverage spread
Medical payments
Progressive and State Farm are 71.3 percentile points apart.
Closest agreement
Uninsured motorist BI
Available plans are 22.5 percentile points apart.
What this does—and does not—mean.
Percentiles are calculated separately inside each rate plan and coverage. That makes relative positions comparable without pretending that unlike raw factors are the same thing.
A higher percentile does not identify the most expensive insurer. Base rates, driver history, vehicle, mileage, limits, deductibles and discounts still affect the final price.
The comparison uses approved filings from Tesla, Safeco, Travelers, Farmers, Progressive and State Farm. Filing tables can change, and some plans do not provide every coverage for every ZIP.
Nearby compared ZIPs
Newport Beach, Orange County
92662
Progressive ranks highest (75.4); Tesla Insurance ranks lowest (3.8).
Read breakdownCorona del Mar, Orange County
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Travelers ranks highest (78.9); Safeco ranks lowest (11.7).
Read breakdownSanta Ana, Orange County
92706
State Farm ranks highest (87.6); Progressive ranks lowest (20.3).
Read breakdown