ZIP breakdowns

Broadly higher position · Fountain Valley, Orange County · California ZIP 92708

Fountain Valley ZIP 92708 ranks near the higher end across plans.

Progressive ranks highest (88.8); Safeco ranks lowest (71.6). The middle bodily-injury percentile is 85.8. Reviewed plans are 17.2 points apart. Collision splits more (39.4 points), with Farmers highest and State Farm lowest.

Six filed rate plans · Seven coverages · Geographic factors, not insurance quotes

BI shared position

85.8

Middle percentile across available plans.

BI plan spread

17.2

Progressive to Safeco.

Plans available

6

Plans with a BI geographic factor for this ZIP.

Bodily injury comparison

Progressive highest, Safeco lowest.

Progressive

CA Select PPA

Highest

88.8

Within-plan percentile

Filed factor1.2312

Tesla Insurance

Tesla PPA

86.7

Within-plan percentile

Filed factor1.2466

State Farm

Private Passenger Auto

85.9

Within-plan percentile

Filed factor1.198

Farmers

Farmers Auto

85.8

Within-plan percentile

Filed factor1.1782

Travelers

Quantum Auto 2.0

85.0

Within-plan percentile

Filed factor1.002

Safeco

Private Passenger Auto

Lowest

71.6

Within-plan percentile

Filed factor0.9262

Farmers ranks highest (71.0); State Farm ranks lowest (31.7). Collision spread is 39.4 points, wider than bodily injury.

All seven coverages

The pattern changes by coverage.

Open on the map Put ZIP 92708 in my price profile
CoverageSharedSpreadTesla InsuranceSafecoTravelersFarmersProgressiveState Farm
Bodily injury85.817.2 pts86.771.685.085.888.885.9
Property damage77.527.4 pts97.174.769.776.378.785.9
Medical payments80.031.1 pts73.679.695.093.863.980.3
Uninsured motorist BI76.342.9 pts58.345.876.388.879.3
Uninsured motorist PD58.430.7 pts54.162.776.345.6
Comprehensive11.252.6 pts54.911.83.523.22.310.5
Collision43.839.4 pts38.755.142.071.045.631.7

Widest coverage spread

Comprehensive

Tesla Insurance and Progressive are 52.6 percentile points apart.

Closest agreement

Bodily injury

Available plans are 17.2 percentile points apart.

What this does—and does not—mean.

Percentiles are calculated separately inside each rate plan and coverage. That makes relative positions comparable without pretending that unlike raw factors are the same thing.

A higher percentile does not identify the most expensive insurer. Base rates, driver history, vehicle, mileage, limits, deductibles and discounts still affect the final price.

The comparison uses approved filings from Tesla, Safeco, Travelers, Farmers, Progressive and State Farm. Filing tables can change, and some plans do not provide every coverage for every ZIP.

Fountain Valley, Orange County ZIP 92708 Auto Insurance Factors | GoodDriver California