ZIP breakdowns

Plans disagree · Zcta 92860, Riverside County · California ZIP 92860

Safeco and Progressive place Zcta 92860 ZIP 92860 very differently.

Safeco ranks highest (71.8); Progressive ranks lowest (24.4). The middle bodily-injury percentile is 62.5. Reviewed plans are 47.5 points apart.

Six filed rate plans · Seven coverages · Geographic factors, not insurance quotes

BI shared position

62.5

Middle percentile across available plans.

BI plan spread

47.5

Safeco to Progressive.

Plans available

6

Plans with a BI geographic factor for this ZIP.

Bodily injury comparison

Safeco highest, Progressive lowest.

Safeco

Private Passenger Auto

Highest

71.8

Within-plan percentile

Filed factor0.9268

State Farm

Private Passenger Auto

70.4

Within-plan percentile

Filed factor1.015

Travelers

Quantum Auto 2.0

65.8

Within-plan percentile

Filed factor0.805

Tesla Insurance

Tesla PPA

59.3

Within-plan percentile

Filed factor1.0543

Farmers

Farmers Auto

48.8

Within-plan percentile

Filed factor0.9511

Progressive

CA Select PPA

Lowest

24.4

Within-plan percentile

Filed factor0.728

All seven coverages

The pattern changes by coverage.

Open on the map Put ZIP 92860 in my price profile
CoverageSharedSpreadTesla InsuranceSafecoTravelersFarmersProgressiveState Farm
Bodily injury62.547.5 pts59.371.865.848.824.470.4
Property damage53.724.3 pts51.146.156.268.546.170.4
Medical payments21.671.2 pts2.222.573.48.721.621.6
Uninsured motorist BI31.223.6 pts42.230.447.724.131.2
Uninsured motorist PD61.582.4 pts93.375.247.710.9
Comprehensive27.752.4 pts0.014.025.252.434.530.3
Collision37.343.6 pts54.533.750.034.610.939.9

Widest coverage spread

Uninsured motorist PD

Tesla Insurance and Progressive are 82.4 percentile points apart.

Closest agreement

Uninsured motorist BI

Available plans are 23.6 percentile points apart.

What this does—and does not—mean.

Percentiles are calculated separately inside each rate plan and coverage. That makes relative positions comparable without pretending that unlike raw factors are the same thing.

A higher percentile does not identify the most expensive insurer. Base rates, driver history, vehicle, mileage, limits, deductibles and discounts still affect the final price.

The comparison uses approved filings from Tesla, Safeco, Travelers, Farmers, Progressive and State Farm. Filing tables can change, and some plans do not provide every coverage for every ZIP.

Zcta 92860, Riverside County ZIP 92860 Auto Insurance Factors | GoodDriver California