Plans disagree · Zcta 92886, Orange County · California ZIP 92886
State Farm and Tesla Insurance place Zcta 92886 ZIP 92886 very differently.
State Farm ranks highest (76.4); Tesla Insurance ranks lowest (28.1). The middle bodily-injury percentile is 68.1. Reviewed plans are 48.3 points apart.
Six filed rate plans · Seven coverages · Geographic factors, not insurance quotes
BI shared position
68.1
Middle percentile across available plans.
BI plan spread
48.3
State Farm to Tesla Insurance.
Plans available
6
Plans with a BI geographic factor for this ZIP.
Bodily injury comparison
State Farm highest, Tesla Insurance lowest.
State Farm
Private Passenger Auto
76.4
Within-plan percentile
Travelers
Quantum Auto 2.0
73.3
Within-plan percentile
Farmers
Farmers Auto
69.7
Within-plan percentile
Safeco
Private Passenger Auto
66.5
Within-plan percentile
Progressive
CA Select PPA
31.4
Within-plan percentile
Tesla Insurance
Tesla PPA
28.1
Within-plan percentile
All seven coverages
The pattern changes by coverage.
| Coverage | Shared | Spread | Tesla Insurance | Safeco | Travelers | Farmers | Progressive | State Farm |
|---|---|---|---|---|---|---|---|---|
| Bodily injury | 68.1 | 48.3 pts | 28.1 | 66.5 | 73.3 | 69.7 | 31.4 | 76.4 |
| Property damage | 75.9 | 28.1 pts | 55.5 | 75.4 | 79.8 | 83.6 | 66.4 | 76.4 |
| Medical payments | 25.2 | 72.3 pts | 6.6 | 30.2 | 73.4 | 20.2 | 1.1 | 39.2 |
| Uninsured motorist BI | 35.3 | 33.1 pts | 34.3 | 35.3 | — | 59.4 | 31.6 | 64.7 |
| Uninsured motorist PD | 36.9 | 68.8 pts | 12.7 | 14.4 | — | 59.4 | 81.5 | — |
| Comprehensive | 11.0 | 56.6 pts | 61.6 | 11.4 | 4.9 | 10.6 | 7.9 | 15.3 |
| Collision | 71.0 | 31.5 pts | 68.1 | 81.1 | 50.0 | 73.8 | 81.5 | 64.1 |
Widest coverage spread
Medical payments
Travelers and Progressive are 72.3 percentile points apart.
Closest agreement
Property damage
Available plans are 28.1 percentile points apart.
What this does—and does not—mean.
Percentiles are calculated separately inside each rate plan and coverage. That makes relative positions comparable without pretending that unlike raw factors are the same thing.
A higher percentile does not identify the most expensive insurer. Base rates, driver history, vehicle, mileage, limits, deductibles and discounts still affect the final price.
The comparison uses approved filings from Tesla, Safeco, Travelers, Farmers, Progressive and State Farm. Filing tables can change, and some plans do not provide every coverage for every ZIP.
Nearby compared ZIPs
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State Farm ranks highest (86.6); Progressive ranks lowest (16.6).
Read breakdownZcta 92865, Orange County
92865
State Farm ranks highest (80.3); Progressive ranks lowest (11.0).
Read breakdown