Plans disagree · Zcta 92887, Orange County · California ZIP 92887
Progressive and Tesla Insurance place Zcta 92887 ZIP 92887 very differently.
Progressive ranks highest (77.4); Tesla Insurance ranks lowest (34.7). The middle bodily-injury percentile is 53.8. Reviewed plans are 42.7 points apart.
Six filed rate plans · Seven coverages · Geographic factors, not insurance quotes
BI shared position
53.8
Middle percentile across available plans.
BI plan spread
42.7
Progressive to Tesla Insurance.
Plans available
6
Plans with a BI geographic factor for this ZIP.
Bodily injury comparison
Progressive highest, Tesla Insurance lowest.
Progressive
CA Select PPA
77.4
Within-plan percentile
Travelers
Quantum Auto 2.0
70.9
Within-plan percentile
State Farm
Private Passenger Auto
69.3
Within-plan percentile
Safeco
Private Passenger Auto
38.3
Within-plan percentile
Farmers
Farmers Auto
37.7
Within-plan percentile
Tesla Insurance
Tesla PPA
34.7
Within-plan percentile
All seven coverages
The pattern changes by coverage.
| Coverage | Shared | Spread | Tesla Insurance | Safeco | Travelers | Farmers | Progressive | State Farm |
|---|---|---|---|---|---|---|---|---|
| Bodily injury | 53.8 | 42.7 pts | 34.7 | 38.3 | 70.9 | 37.7 | 77.4 | 69.3 |
| Property damage | 73.1 | 25.8 pts | 86.2 | 63.0 | 79.8 | 76.8 | 60.5 | 69.3 |
| Medical payments | 24.1 | 65.9 pts | 7.5 | 25.7 | 73.4 | 22.4 | 11.4 | 29.9 |
| Uninsured motorist BI | 29.9 | 51.3 pts | 38.9 | 26.9 | — | 27.0 | 78.2 | 29.9 |
| Uninsured motorist PD | 32.6 | 37.6 pts | 38.2 | 26.5 | — | 27.0 | 64.1 | — |
| Comprehensive | 19.0 | 23.1 pts | 3.7 | 19.8 | 4.5 | 18.3 | 26.9 | 24.7 |
| Collision | 61.1 | 32.6 pts | 82.6 | 82.3 | 50.0 | 58.1 | 64.1 | 54.0 |
Widest coverage spread
Medical payments
Travelers and Tesla Insurance are 65.9 percentile points apart.
Closest agreement
Comprehensive
Available plans are 23.1 percentile points apart.
What this does—and does not—mean.
Percentiles are calculated separately inside each rate plan and coverage. That makes relative positions comparable without pretending that unlike raw factors are the same thing.
A higher percentile does not identify the most expensive insurer. Base rates, driver history, vehicle, mileage, limits, deductibles and discounts still affect the final price.
The comparison uses approved filings from Tesla, Safeco, Travelers, Farmers, Progressive and State Farm. Filing tables can change, and some plans do not provide every coverage for every ZIP.
Nearby compared ZIPs
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Read breakdownZcta 92865, Orange County
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State Farm ranks highest (80.3); Progressive ranks lowest (11.0).
Read breakdown