ZIP breakdowns

Compared ZIP · Port Hueneme, Ventura County · California ZIP 93042

In Port Hueneme ZIP 93042, Progressive ranks highest and State Farm ranks lowest.

Progressive ranks highest (83.5); State Farm ranks lowest (50.1). The middle bodily-injury percentile is 71.0. Reviewed plans are 33.4 points apart. Collision splits more (53.7 points), with Safeco highest and Tesla Insurance lowest.

Six filed rate plans · Seven coverages · Geographic factors, not insurance quotes

BI shared position

71.0

Middle percentile across available plans.

BI plan spread

33.4

Progressive to State Farm.

Plans available

6

Plans with a BI geographic factor for this ZIP.

Bodily injury comparison

Progressive highest, State Farm lowest.

Progressive

CA Select PPA

Highest

83.5

Within-plan percentile

Filed factor1.1385

Tesla Insurance

Tesla PPA

79.7

Within-plan percentile

Filed factor1.1569

Safeco

Private Passenger Auto

74.7

Within-plan percentile

Filed factor0.9444

Farmers

Farmers Auto

67.3

Within-plan percentile

Filed factor1.0245

Travelers

Quantum Auto 2.0

62.0

Within-plan percentile

Filed factor0.78

State Farm

Private Passenger Auto

Lowest

50.1

Within-plan percentile

Filed factor0.864

Safeco ranks highest (89.8); Tesla Insurance ranks lowest (36.0). Collision spread is 53.7 points, wider than bodily injury.

All seven coverages

The pattern changes by coverage.

Open on the map Put ZIP 93042 in my price profile
CoverageSharedSpreadTesla InsuranceSafecoTravelersFarmersProgressiveState Farm
Bodily injury71.033.4 pts79.774.762.067.383.550.1
Property damage53.243.2 pts76.872.556.244.833.650.1
Medical payments47.147.8 pts23.048.862.370.845.326.7
Uninsured motorist BI68.331.9 pts63.852.379.684.268.3
Uninsured motorist PD56.851.3 pts34.131.479.682.7
Comprehensive21.735.3 pts9.544.812.510.830.941.6
Collision77.153.7 pts36.089.875.450.182.778.9

Widest coverage spread

Collision

Safeco and Tesla Insurance are 53.7 percentile points apart.

Closest agreement

Uninsured motorist BI

Available plans are 31.9 percentile points apart.

What this does—and does not—mean.

Percentiles are calculated separately inside each rate plan and coverage. That makes relative positions comparable without pretending that unlike raw factors are the same thing.

A higher percentile does not identify the most expensive insurer. Base rates, driver history, vehicle, mileage, limits, deductibles and discounts still affect the final price.

The comparison uses approved filings from Tesla, Safeco, Travelers, Farmers, Progressive and State Farm. Filing tables can change, and some plans do not provide every coverage for every ZIP.

Port Hueneme, Ventura County ZIP 93042 Auto Insurance Factors | GoodDriver California