Compared ZIP · Santa Barbara · California ZIP 93107
In Santa Barbara ZIP 93107, Tesla Insurance ranks highest and Safeco ranks lowest.
Tesla Insurance ranks highest (88.3); Safeco ranks lowest (54.7). The middle bodily-injury percentile is 83.4. Reviewed plans are 33.6 points apart. Collision splits more (76.5 points), with Tesla Insurance highest and Safeco lowest.
Six filed rate plans · Seven coverages · Geographic factors, not insurance quotes
BI shared position
83.4
Middle percentile across available plans.
BI plan spread
33.6
Tesla Insurance to Safeco.
Plans available
3
Plans with a BI geographic factor for this ZIP.
Bodily injury comparison
Tesla Insurance highest, Safeco lowest.
Tesla Insurance
Tesla PPA
88.3
Within-plan percentile
Farmers
Farmers Auto
83.4
Within-plan percentile
Safeco
Private Passenger Auto
54.7
Within-plan percentile
Travelers
Quantum Auto 2.0
—
Within-plan percentile
Progressive
CA Select PPA
—
Within-plan percentile
State Farm
Private Passenger Auto
—
Within-plan percentile
Tesla Insurance ranks highest (85.8); Safeco ranks lowest (9.3). Collision spread is 76.5 points, wider than bodily injury.
All seven coverages
The pattern changes by coverage.
| Coverage | Shared | Spread | Tesla Insurance | Safeco | Travelers | Farmers | Progressive | State Farm |
|---|---|---|---|---|---|---|---|---|
| Bodily injury | 83.4 | 33.6 pts | 88.3 | 54.7 | — | 83.4 | — | — |
| Property damage | 58.1 | 14.3 pts | 58.1 | 47.8 | — | 62.1 | — | — |
| Medical payments | 67.9 | 36.9 pts | 32.2 | 67.9 | — | 69.0 | — | — |
| Uninsured motorist BI | 64.5 | 45.5 pts | 86.8 | 64.5 | — | 41.3 | — | — |
| Uninsured motorist PD | 54.4 | 17.2 pts | 54.4 | 58.5 | — | 41.3 | — | — |
| Comprehensive | 28.5 | 34.6 pts | 50.2 | 28.5 | — | 15.6 | — | — |
| Collision | 14.8 | 76.5 pts | 85.8 | 9.3 | — | 14.8 | — | — |
Widest coverage spread
Collision
Tesla Insurance and Safeco are 76.5 percentile points apart.
Closest agreement
Property damage
Available plans are 14.3 percentile points apart.
What this does—and does not—mean.
Percentiles are calculated separately inside each rate plan and coverage. That makes relative positions comparable without pretending that unlike raw factors are the same thing.
A higher percentile does not identify the most expensive insurer. Base rates, driver history, vehicle, mileage, limits, deductibles and discounts still affect the final price.
The comparison uses approved filings from Tesla, Safeco, Travelers, Farmers, Progressive and State Farm. Filing tables can change, and some plans do not provide every coverage for every ZIP.