Compared ZIP · Santa Barbara · California ZIP 93190
In Santa Barbara ZIP 93190, Farmers ranks highest and Tesla Insurance ranks lowest.
Farmers ranks highest (76.3); Tesla Insurance ranks lowest (53.6). The middle bodily-injury percentile is 65.0. Reviewed plans are 22.8 points apart. Collision splits more (42.3 points), with Farmers highest and Tesla Insurance lowest.
Six filed rate plans · Seven coverages · Geographic factors, not insurance quotes
BI shared position
65.0
Middle percentile across available plans.
BI plan spread
22.8
Farmers to Tesla Insurance.
Plans available
2
Plans with a BI geographic factor for this ZIP.
Bodily injury comparison
Farmers highest, Tesla Insurance lowest.
Farmers
Farmers Auto
76.3
Within-plan percentile
Tesla Insurance
Tesla PPA
53.6
Within-plan percentile
Safeco
Private Passenger Auto
—
Within-plan percentile
Travelers
Quantum Auto 2.0
—
Within-plan percentile
Progressive
CA Select PPA
—
Within-plan percentile
State Farm
Private Passenger Auto
—
Within-plan percentile
Farmers ranks highest (50.1); Tesla Insurance ranks lowest (7.9). Collision spread is 42.3 points, wider than bodily injury.
All seven coverages
The pattern changes by coverage.
| Coverage | Shared | Spread | Tesla Insurance | Safeco | Travelers | Farmers | Progressive | State Farm |
|---|---|---|---|---|---|---|---|---|
| Bodily injury | 65.0 | 22.8 pts | 53.6 | — | — | 76.3 | — | — |
| Property damage | 45.6 | 23.1 pts | 57.1 | — | — | 34.1 | — | — |
| Medical payments | 54.6 | 44.9 pts | 32.2 | — | — | 77.0 | — | — |
| Uninsured motorist BI | 42.9 | 30.6 pts | 27.5 | — | — | 58.2 | — | — |
| Uninsured motorist PD | 45.4 | 25.5 pts | 32.6 | — | — | 58.2 | — | — |
| Comprehensive | 13.1 | 4.9 pts | 10.7 | — | — | 15.6 | — | — |
| Collision | 29.0 | 42.3 pts | 7.9 | — | — | 50.1 | — | — |
Widest coverage spread
Medical payments
Farmers and Tesla Insurance are 44.9 percentile points apart.
Closest agreement
Comprehensive
Available plans are 4.9 percentile points apart.
What this does—and does not—mean.
Percentiles are calculated separately inside each rate plan and coverage. That makes relative positions comparable without pretending that unlike raw factors are the same thing.
A higher percentile does not identify the most expensive insurer. Base rates, driver history, vehicle, mileage, limits, deductibles and discounts still affect the final price.
The comparison uses approved filings from Tesla, Safeco, Travelers, Farmers, Progressive and State Farm. Filing tables can change, and some plans do not provide every coverage for every ZIP.