Compared ZIP · Kernville, Kern County · California ZIP 93238
In Kernville ZIP 93238, Farmers ranks highest and State Farm ranks lowest.
Farmers ranks highest (40.0); State Farm ranks lowest (7.6). The middle bodily-injury percentile is 13.2. Reviewed plans are 32.4 points apart.
Six filed rate plans · Seven coverages · Geographic factors, not insurance quotes
BI shared position
13.2
Middle percentile across available plans.
BI plan spread
32.4
Farmers to State Farm.
Plans available
6
Plans with a BI geographic factor for this ZIP.
Bodily injury comparison
Farmers highest, State Farm lowest.
Farmers
Farmers Auto
40.0
Within-plan percentile
Travelers
Quantum Auto 2.0
19.3
Within-plan percentile
Safeco
Private Passenger Auto
14.1
Within-plan percentile
Progressive
CA Select PPA
12.4
Within-plan percentile
Tesla Insurance
Tesla PPA
9.0
Within-plan percentile
State Farm
Private Passenger Auto
7.6
Within-plan percentile
All seven coverages
The pattern changes by coverage.
| Coverage | Shared | Spread | Tesla Insurance | Safeco | Travelers | Farmers | Progressive | State Farm |
|---|---|---|---|---|---|---|---|---|
| Bodily injury | 13.2 | 32.4 pts | 9.0 | 14.1 | 19.3 | 40.0 | 12.4 | 7.6 |
| Property damage | 1.9 | 7.2 pts | 1.4 | 2.3 | 5.8 | 1.5 | 0.4 | 7.6 |
| Medical payments | 23.7 | 64.0 pts | 74.0 | 10.0 | 30.2 | 46.8 | 17.2 | 16.5 |
| Uninsured motorist BI | 72.2 | 77.9 pts | 89.2 | 55.8 | — | 73.3 | 11.3 | 72.2 |
| Uninsured motorist PD | 17.0 | 68.7 pts | 14.6 | 4.6 | — | 73.3 | 19.5 | — |
| Comprehensive | 46.8 | 17.4 pts | 55.3 | 38.7 | 47.4 | 52.4 | 46.2 | 37.9 |
| Collision | 25.6 | 33.9 pts | 17.7 | 45.0 | 31.8 | 44.5 | 19.5 | 11.2 |
Widest coverage spread
Uninsured motorist BI
Tesla Insurance and Progressive are 77.9 percentile points apart.
Closest agreement
Property damage
Available plans are 7.2 percentile points apart.
What this does—and does not—mean.
Percentiles are calculated separately inside each rate plan and coverage. That makes relative positions comparable without pretending that unlike raw factors are the same thing.
A higher percentile does not identify the most expensive insurer. Base rates, driver history, vehicle, mileage, limits, deductibles and discounts still affect the final price.
The comparison uses approved filings from Tesla, Safeco, Travelers, Farmers, Progressive and State Farm. Filing tables can change, and some plans do not provide every coverage for every ZIP.
Nearby compared ZIPs
Mountain Mesa, Kern County
93240
Progressive ranks highest (91.2); Travelers ranks lowest (12.2).
Read breakdownWoody, Kern County
93287
Tesla Insurance ranks highest (83.1); Progressive ranks lowest (10.6).
Read breakdownCalifornia Hot S, Tulare County
93207
Farmers ranks highest (82.9); State Farm ranks lowest (10.6).
Read breakdown