Plans disagree · Richgrove, Tulare County · California ZIP 93261
Farmers and Tesla Insurance place Richgrove ZIP 93261 very differently.
Farmers ranks highest (52.8); Tesla Insurance ranks lowest (5.9). The middle bodily-injury percentile is 31.6. Reviewed plans are 46.9 points apart. Collision splits more (66.5 points), with Farmers highest and Tesla Insurance lowest.
Six filed rate plans · Seven coverages · Geographic factors, not insurance quotes
BI shared position
31.6
Middle percentile across available plans.
BI plan spread
46.9
Farmers to Tesla Insurance.
Plans available
6
Plans with a BI geographic factor for this ZIP.
Bodily injury comparison
Farmers highest, Tesla Insurance lowest.
Farmers
Farmers Auto
52.8
Within-plan percentile
Progressive
CA Select PPA
37.8
Within-plan percentile
State Farm
Private Passenger Auto
37.0
Within-plan percentile
Travelers
Quantum Auto 2.0
26.1
Within-plan percentile
Safeco
Private Passenger Auto
25.2
Within-plan percentile
Tesla Insurance
Tesla PPA
5.9
Within-plan percentile
Farmers ranks highest (88.6); Tesla Insurance ranks lowest (22.0). Collision spread is 66.5 points, wider than bodily injury.
All seven coverages
The pattern changes by coverage.
| Coverage | Shared | Spread | Tesla Insurance | Safeco | Travelers | Farmers | Progressive | State Farm |
|---|---|---|---|---|---|---|---|---|
| Bodily injury | 31.6 | 46.9 pts | 5.9 | 25.2 | 26.1 | 52.8 | 37.8 | 37.0 |
| Property damage | 24.9 | 64.6 pts | 8.3 | 29.7 | 20.2 | 73.0 | 17.9 | 37.0 |
| Medical payments | 66.3 | 45.8 pts | 85.9 | 88.0 | 54.4 | 42.2 | 69.0 | 63.5 |
| Uninsured motorist BI | 39.8 | 20.8 pts | 58.6 | 52.7 | — | 38.6 | 37.8 | 39.8 |
| Uninsured motorist PD | 45.7 | 51.7 pts | 20.3 | 72.0 | — | 38.6 | 52.8 | — |
| Comprehensive | 93.4 | 8.2 pts | 96.5 | 92.5 | 92.9 | 95.5 | 93.8 | 88.3 |
| Collision | 58.2 | 66.5 pts | 22.0 | 59.3 | 57.1 | 88.6 | 52.8 | 63.1 |
Widest coverage spread
Collision
Farmers and Tesla Insurance are 66.5 percentile points apart.
Closest agreement
Comprehensive
Available plans are 8.2 percentile points apart.
What this does—and does not—mean.
Percentiles are calculated separately inside each rate plan and coverage. That makes relative positions comparable without pretending that unlike raw factors are the same thing.
A higher percentile does not identify the most expensive insurer. Base rates, driver history, vehicle, mileage, limits, deductibles and discounts still affect the final price.
The comparison uses approved filings from Tesla, Safeco, Travelers, Farmers, Progressive and State Farm. Filing tables can change, and some plans do not provide every coverage for every ZIP.
Nearby compared ZIPs
Mountain Mesa, Kern County
93240
Progressive ranks highest (91.2); Travelers ranks lowest (12.2).
Read breakdownWoody, Kern County
93287
Tesla Insurance ranks highest (83.1); Progressive ranks lowest (10.6).
Read breakdownCalifornia Hot S, Tulare County
93207
Farmers ranks highest (82.9); State Farm ranks lowest (10.6).
Read breakdown