ZIP breakdowns

Plans disagree · Shafter, Kern County · California ZIP 93263

Progressive and Safeco place Shafter ZIP 93263 very differently.

Progressive ranks highest (78.4); Safeco ranks lowest (35.2). The middle bodily-injury percentile is 49.5. Reviewed plans are 43.2 points apart.

Six filed rate plans · Seven coverages · Geographic factors, not insurance quotes

BI shared position

49.5

Middle percentile across available plans.

BI plan spread

43.2

Progressive to Safeco.

Plans available

6

Plans with a BI geographic factor for this ZIP.

Bodily injury comparison

Progressive highest, Safeco lowest.

Progressive

CA Select PPA

Highest

78.4

Within-plan percentile

Filed factor1.0624

Travelers

Quantum Auto 2.0

58.1

Within-plan percentile

Filed factor0.773

Tesla Insurance

Tesla PPA

54.6

Within-plan percentile

Filed factor1.0349

Farmers

Farmers Auto

44.4

Within-plan percentile

Filed factor0.9373

State Farm

Private Passenger Auto

42.5

Within-plan percentile

Filed factor0.828

Safeco

Private Passenger Auto

Lowest

35.2

Within-plan percentile

Filed factor0.8302

All seven coverages

The pattern changes by coverage.

Open on the map Put ZIP 93263 in my price profile
CoverageSharedSpreadTesla InsuranceSafecoTravelersFarmersProgressiveState Farm
Bodily injury49.543.2 pts54.635.258.144.478.442.5
Property damage24.130.1 pts13.315.630.843.517.442.5
Medical payments68.660.1 pts25.255.530.283.285.481.7
Uninsured motorist BI40.152.1 pts40.125.267.977.237.1
Uninsured motorist PD57.150.1 pts50.663.767.917.8
Comprehensive93.746.9 pts70.692.550.194.897.096.8
Collision29.139.5 pts53.616.026.655.517.831.7

Widest coverage spread

Medical payments

Progressive and Tesla Insurance are 60.1 percentile points apart.

Closest agreement

Property damage

Available plans are 30.1 percentile points apart.

What this does—and does not—mean.

Percentiles are calculated separately inside each rate plan and coverage. That makes relative positions comparable without pretending that unlike raw factors are the same thing.

A higher percentile does not identify the most expensive insurer. Base rates, driver history, vehicle, mileage, limits, deductibles and discounts still affect the final price.

The comparison uses approved filings from Tesla, Safeco, Travelers, Farmers, Progressive and State Farm. Filing tables can change, and some plans do not provide every coverage for every ZIP.

Shafter, Kern County ZIP 93263 Auto Insurance Factors | GoodDriver California