Plans disagree · College Heights, Kern County · California ZIP 93305
Travelers and Farmers place College Heights ZIP 93305 very differently.
Travelers ranks highest (75.3); Farmers ranks lowest (11.9). The middle bodily-injury percentile is 41.9. Reviewed plans are 63.4 points apart.
Six filed rate plans · Seven coverages · Geographic factors, not insurance quotes
BI shared position
41.9
Middle percentile across available plans.
BI plan spread
63.4
Travelers to Farmers.
Plans available
5
Plans with a BI geographic factor for this ZIP.
Bodily injury comparison
Travelers highest, Farmers lowest.
Travelers
Quantum Auto 2.0
75.3
Within-plan percentile
State Farm
Private Passenger Auto
66.6
Within-plan percentile
Progressive
CA Select PPA
41.9
Within-plan percentile
Tesla Insurance
Tesla PPA
27.8
Within-plan percentile
Farmers
Farmers Auto
11.9
Within-plan percentile
Safeco
Private Passenger Auto
—
Within-plan percentile
All seven coverages
The pattern changes by coverage.
| Coverage | Shared | Spread | Tesla Insurance | Safeco | Travelers | Farmers | Progressive | State Farm |
|---|---|---|---|---|---|---|---|---|
| Bodily injury | 41.9 | 63.4 pts | 27.8 | — | 75.3 | 11.9 | 41.9 | 66.6 |
| Property damage | 44.2 | 64.8 pts | 44.2 | — | 42.1 | 26.6 | 91.4 | 66.6 |
| Medical payments | 54.4 | 29.8 pts | 55.5 | — | 54.4 | 72.6 | 50.8 | 42.9 |
| Uninsured motorist BI | 23.5 | 37.1 pts | 31.1 | — | — | 4.8 | 41.9 | 15.8 |
| Uninsured motorist PD | 76.5 | 80.4 pts | 85.2 | — | — | 4.8 | 76.5 | — |
| Comprehensive | 82.1 | 41.0 pts | 50.0 | — | 66.0 | 82.1 | 91.0 | 84.4 |
| Collision | 65.3 | 17.0 pts | 65.3 | — | 64.1 | 81.1 | 76.5 | 64.9 |
Widest coverage spread
Uninsured motorist PD
Tesla Insurance and Farmers are 80.4 percentile points apart.
Closest agreement
Collision
Available plans are 17.0 percentile points apart.
What this does—and does not—mean.
Percentiles are calculated separately inside each rate plan and coverage. That makes relative positions comparable without pretending that unlike raw factors are the same thing.
A higher percentile does not identify the most expensive insurer. Base rates, driver history, vehicle, mileage, limits, deductibles and discounts still affect the final price.
The comparison uses approved filings from Tesla, Safeco, Travelers, Farmers, Progressive and State Farm. Filing tables can change, and some plans do not provide every coverage for every ZIP.
Nearby compared ZIPs
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Read breakdownCalifornia Hot S, Tulare County
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Farmers ranks highest (82.9); State Farm ranks lowest (10.6).
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