Compared ZIP · Pond, Kern County · California ZIP 93280
In Pond ZIP 93280, Farmers ranks highest and Progressive ranks lowest.
Farmers ranks highest (52.8); Progressive ranks lowest (37.8). The middle bodily-injury percentile is 44.4. Reviewed plans are 15.0 points apart. Collision splits more (61.5 points), with Tesla Insurance highest and Travelers lowest.
Six filed rate plans · Seven coverages · Geographic factors, not insurance quotes
BI shared position
44.4
Middle percentile across available plans.
BI plan spread
15.0
Farmers to Progressive.
Plans available
5
Plans with a BI geographic factor for this ZIP.
Bodily injury comparison
Farmers highest, Progressive lowest.
Farmers
Farmers Auto
52.8
Within-plan percentile
Travelers
Quantum Auto 2.0
45.8
Within-plan percentile
Tesla Insurance
Tesla PPA
44.4
Within-plan percentile
State Farm
Private Passenger Auto
40.3
Within-plan percentile
Progressive
CA Select PPA
37.8
Within-plan percentile
Safeco
Private Passenger Auto
—
Within-plan percentile
Tesla Insurance ranks highest (88.1); Travelers ranks lowest (26.6). Collision spread is 61.5 points, wider than bodily injury.
All seven coverages
The pattern changes by coverage.
| Coverage | Shared | Spread | Tesla Insurance | Safeco | Travelers | Farmers | Progressive | State Farm |
|---|---|---|---|---|---|---|---|---|
| Bodily injury | 44.4 | 15.0 pts | 44.4 | — | 45.8 | 52.8 | 37.8 | 40.3 |
| Property damage | 28.7 | 35.8 pts | 22.5 | — | 28.7 | 51.2 | 15.4 | 40.3 |
| Medical payments | 52.5 | 43.4 pts | 52.5 | — | 46.8 | 88.7 | 45.3 | 85.5 |
| Uninsured motorist BI | 50.5 | 20.3 pts | 48.0 | — | — | 58.2 | 37.8 | 53.0 |
| Uninsured motorist PD | 64.1 | 13.7 pts | 71.9 | — | — | 58.2 | 64.1 | — |
| Comprehensive | 92.9 | 69.9 pts | 28.8 | — | 92.9 | 95.5 | 98.7 | 92.1 |
| Collision | 59.5 | 61.5 pts | 88.1 | — | 26.6 | 59.5 | 64.1 | 56.3 |
Widest coverage spread
Comprehensive
Progressive and Tesla Insurance are 69.9 percentile points apart.
Closest agreement
Uninsured motorist PD
Available plans are 13.7 percentile points apart.
What this does—and does not—mean.
Percentiles are calculated separately inside each rate plan and coverage. That makes relative positions comparable without pretending that unlike raw factors are the same thing.
A higher percentile does not identify the most expensive insurer. Base rates, driver history, vehicle, mileage, limits, deductibles and discounts still affect the final price.
The comparison uses approved filings from Tesla, Safeco, Travelers, Farmers, Progressive and State Farm. Filing tables can change, and some plans do not provide every coverage for every ZIP.
Nearby compared ZIPs
Woody, Kern County
93287
Tesla Insurance ranks highest (83.1); Progressive ranks lowest (10.6).
Read breakdownMc Farland, Kern County
93250
Progressive ranks highest (91.2); State Farm ranks lowest (22.1).
Read breakdownCollege Heights, Kern County
93305
Travelers ranks highest (75.3); Farmers ranks lowest (11.9).
Read breakdown