Plans disagree · Bakersfield, Kern County · California ZIP 93308
Tesla Insurance and Farmers place Bakersfield ZIP 93308 very differently.
Tesla Insurance ranks highest (71.6); Farmers ranks lowest (19.1). The middle bodily-injury percentile is 55.4. Reviewed plans are 52.5 points apart.
Six filed rate plans · Seven coverages · Geographic factors, not insurance quotes
BI shared position
55.4
Middle percentile across available plans.
BI plan spread
52.5
Tesla Insurance to Farmers.
Plans available
5
Plans with a BI geographic factor for this ZIP.
Bodily injury comparison
Tesla Insurance highest, Farmers lowest.
Tesla Insurance
Tesla PPA
71.6
Within-plan percentile
Travelers
Quantum Auto 2.0
65.8
Within-plan percentile
State Farm
Private Passenger Auto
55.4
Within-plan percentile
Progressive
CA Select PPA
39.6
Within-plan percentile
Farmers
Farmers Auto
19.1
Within-plan percentile
Safeco
Private Passenger Auto
—
Within-plan percentile
All seven coverages
The pattern changes by coverage.
| Coverage | Shared | Spread | Tesla Insurance | Safeco | Travelers | Farmers | Progressive | State Farm |
|---|---|---|---|---|---|---|---|---|
| Bodily injury | 55.4 | 52.5 pts | 71.6 | — | 65.8 | 19.1 | 39.6 | 55.4 |
| Property damage | 52.8 | 26.6 pts | 62.5 | — | 35.9 | 52.8 | 41.4 | 55.4 |
| Medical payments | 59.0 | 57.0 pts | 64.5 | — | 54.4 | 20.2 | 77.2 | 59.0 |
| Uninsured motorist BI | 40.6 | 30.5 pts | 39.4 | — | — | 41.3 | 39.9 | 69.8 |
| Uninsured motorist PD | 48.7 | 27.4 pts | 68.7 | — | — | 41.3 | 48.7 | — |
| Comprehensive | 55.3 | 29.1 pts | 55.3 | — | 44.3 | 73.4 | 52.4 | 63.8 |
| Collision | 42.4 | 23.3 pts | 49.9 | — | 26.6 | 42.4 | 48.7 | 40.6 |
Widest coverage spread
Medical payments
Progressive and Farmers are 57.0 percentile points apart.
Closest agreement
Collision
Available plans are 23.3 percentile points apart.
What this does—and does not—mean.
Percentiles are calculated separately inside each rate plan and coverage. That makes relative positions comparable without pretending that unlike raw factors are the same thing.
A higher percentile does not identify the most expensive insurer. Base rates, driver history, vehicle, mileage, limits, deductibles and discounts still affect the final price.
The comparison uses approved filings from Tesla, Safeco, Travelers, Farmers, Progressive and State Farm. Filing tables can change, and some plans do not provide every coverage for every ZIP.
Nearby compared ZIPs
Mountain Mesa, Kern County
93240
Progressive ranks highest (91.2); Travelers ranks lowest (12.2).
Read breakdownWoody, Kern County
93287
Tesla Insurance ranks highest (83.1); Progressive ranks lowest (10.6).
Read breakdownCalifornia Hot S, Tulare County
93207
Farmers ranks highest (82.9); State Farm ranks lowest (10.6).
Read breakdown