ZIP breakdowns

Plans disagree · California City, Kern County · California ZIP 93505

Tesla Insurance and Farmers place California City ZIP 93505 very differently.

Tesla Insurance ranks highest (82.3); Farmers ranks lowest (20.5). The middle bodily-injury percentile is 43.7. Reviewed plans are 61.8 points apart.

Six filed rate plans · Seven coverages · Geographic factors, not insurance quotes

BI shared position

43.7

Middle percentile across available plans.

BI plan spread

61.8

Tesla Insurance to Farmers.

Plans available

6

Plans with a BI geographic factor for this ZIP.

Bodily injury comparison

Tesla Insurance highest, Farmers lowest.

Tesla Insurance

Tesla PPA

Highest

82.3

Within-plan percentile

Filed factor1.1828

Safeco

Private Passenger Auto

79.6

Within-plan percentile

Filed factor0.9717

State Farm

Private Passenger Auto

53.0

Within-plan percentile

Filed factor0.887

Travelers

Quantum Auto 2.0

34.5

Within-plan percentile

Filed factor0.701

Progressive

CA Select PPA

29.0

Within-plan percentile

Filed factor0.78

Farmers

Farmers Auto

Lowest

20.5

Within-plan percentile

Filed factor0.8557

All seven coverages

The pattern changes by coverage.

Open on the map Put ZIP 93505 in my price profile
CoverageSharedSpreadTesla InsuranceSafecoTravelersFarmersProgressiveState Farm
Bodily injury43.761.8 pts82.379.634.520.529.053.0
Property damage14.251.1 pts10.76.228.717.61.953.0
Medical payments32.076.0 pts31.487.130.211.132.677.4
Uninsured motorist BI78.258.7 pts88.178.238.629.485.4
Uninsured motorist PD42.040.5 pts45.447.738.67.3
Comprehensive47.214.5 pts48.139.453.539.146.248.6
Collision16.946.3 pts4.711.522.424.97.351.1

Widest coverage spread

Medical payments

Safeco and Farmers are 76.0 percentile points apart.

Closest agreement

Comprehensive

Available plans are 14.5 percentile points apart.

What this does—and does not—mean.

Percentiles are calculated separately inside each rate plan and coverage. That makes relative positions comparable without pretending that unlike raw factors are the same thing.

A higher percentile does not identify the most expensive insurer. Base rates, driver history, vehicle, mileage, limits, deductibles and discounts still affect the final price.

The comparison uses approved filings from Tesla, Safeco, Travelers, Farmers, Progressive and State Farm. Filing tables can change, and some plans do not provide every coverage for every ZIP.

California City, Kern County ZIP 93505 Auto Insurance Factors | GoodDriver California