Compared ZIP · Mojave, Kern County · California ZIP 93515
In Mojave ZIP 93515, Progressive ranks highest and Farmers ranks lowest.
Progressive ranks highest (66.7); Farmers ranks lowest (38.6). The middle bodily-injury percentile is 52.7. Reviewed plans are 28.2 points apart. Collision splits more (43.2 points), with Progressive highest and Farmers lowest.
Six filed rate plans · Seven coverages · Geographic factors, not insurance quotes
BI shared position
52.7
Middle percentile across available plans.
BI plan spread
28.2
Progressive to Farmers.
Plans available
2
Plans with a BI geographic factor for this ZIP.
Bodily injury comparison
Progressive highest, Farmers lowest.
Progressive
CA Select PPA
66.7
Within-plan percentile
Farmers
Farmers Auto
38.6
Within-plan percentile
Tesla Insurance
Tesla PPA
—
Within-plan percentile
Safeco
Private Passenger Auto
—
Within-plan percentile
Travelers
Quantum Auto 2.0
—
Within-plan percentile
State Farm
Private Passenger Auto
—
Within-plan percentile
Progressive ranks highest (69.4); Farmers ranks lowest (26.1). Collision spread is 43.2 points, wider than bodily injury.
All seven coverages
The pattern changes by coverage.
| Coverage | Shared | Spread | Tesla Insurance | Safeco | Travelers | Farmers | Progressive | State Farm |
|---|---|---|---|---|---|---|---|---|
| Bodily injury | 52.7 | 28.2 pts | — | — | — | 38.6 | 66.7 | — |
| Property damage | 46.7 | 47.4 pts | — | — | — | 23.0 | 70.4 | — |
| Medical payments | 58.3 | 11.2 pts | — | — | — | 52.7 | 63.9 | — |
| Uninsured motorist BI | 54.4 | 26.1 pts | — | — | — | 41.3 | 67.5 | — |
| Uninsured motorist PD | 55.3 | 28.0 pts | — | — | — | 41.3 | 69.4 | — |
| Comprehensive | 48.6 | 17.2 pts | — | — | — | 40.0 | 57.2 | — |
| Collision | 47.7 | 43.2 pts | — | — | — | 26.1 | 69.4 | — |
Widest coverage spread
Property damage
Progressive and Farmers are 47.4 percentile points apart.
Closest agreement
Medical payments
Available plans are 11.2 percentile points apart.
What this does—and does not—mean.
Percentiles are calculated separately inside each rate plan and coverage. That makes relative positions comparable without pretending that unlike raw factors are the same thing.
A higher percentile does not identify the most expensive insurer. Base rates, driver history, vehicle, mileage, limits, deductibles and discounts still affect the final price.
The comparison uses approved filings from Tesla, Safeco, Travelers, Farmers, Progressive and State Farm. Filing tables can change, and some plans do not provide every coverage for every ZIP.