Plans disagree · Havilah, Kern County · California ZIP 93518
Travelers and State Farm place Havilah ZIP 93518 very differently.
Travelers ranks highest (50.4); State Farm ranks lowest (7.6). The middle bodily-injury percentile is 33.7. Reviewed plans are 42.9 points apart. Collision splits more (57.8 points), with State Farm highest and Travelers lowest.
Six filed rate plans · Seven coverages · Geographic factors, not insurance quotes
BI shared position
33.7
Middle percentile across available plans.
BI plan spread
42.9
Travelers to State Farm.
Plans available
6
Plans with a BI geographic factor for this ZIP.
Bodily injury comparison
Travelers highest, State Farm lowest.
Travelers
Quantum Auto 2.0
50.4
Within-plan percentile
Progressive
CA Select PPA
46.7
Within-plan percentile
Safeco
Private Passenger Auto
35.6
Within-plan percentile
Farmers
Farmers Auto
31.9
Within-plan percentile
Tesla Insurance
Tesla PPA
22.2
Within-plan percentile
State Farm
Private Passenger Auto
7.6
Within-plan percentile
State Farm ranks highest (73.1); Travelers ranks lowest (15.2). Collision spread is 57.8 points, wider than bodily injury.
All seven coverages
The pattern changes by coverage.
| Coverage | Shared | Spread | Tesla Insurance | Safeco | Travelers | Farmers | Progressive | State Farm |
|---|---|---|---|---|---|---|---|---|
| Bodily injury | 33.7 | 42.9 pts | 22.2 | 35.6 | 50.4 | 31.9 | 46.7 | 7.6 |
| Property damage | 6.6 | 33.2 pts | 5.6 | 2.3 | 23.2 | 35.5 | 4.6 | 7.6 |
| Medical payments | 28.1 | 67.2 pts | 34.3 | 12.8 | 21.9 | 36.8 | 71.8 | 4.6 |
| Uninsured motorist BI | 64.0 | 41.5 pts | 71.4 | 59.3 | — | 64.0 | 46.5 | 88.0 |
| Uninsured motorist PD | 39.0 | 28.2 pts | 35.7 | 36.0 | — | 64.0 | 42.1 | — |
| Comprehensive | 61.0 | 59.9 pts | 25.8 | 29.5 | 60.3 | 85.8 | 73.2 | 61.8 |
| Collision | 50.7 | 57.8 pts | 25.6 | 59.3 | 15.2 | 70.4 | 42.1 | 73.1 |
Widest coverage spread
Medical payments
Progressive and State Farm are 67.2 percentile points apart.
Closest agreement
Uninsured motorist PD
Available plans are 28.2 percentile points apart.
What this does—and does not—mean.
Percentiles are calculated separately inside each rate plan and coverage. That makes relative positions comparable without pretending that unlike raw factors are the same thing.
A higher percentile does not identify the most expensive insurer. Base rates, driver history, vehicle, mileage, limits, deductibles and discounts still affect the final price.
The comparison uses approved filings from Tesla, Safeco, Travelers, Farmers, Progressive and State Farm. Filing tables can change, and some plans do not provide every coverage for every ZIP.
Nearby compared ZIPs
North Edwards, Kern County
93523
Tesla Insurance ranks highest (94.8); State Farm ranks lowest (1.1).
Read breakdownMountain Mesa, Kern County
93240
Progressive ranks highest (91.2); Travelers ranks lowest (12.2).
Read breakdownRandsburg, Kern County
93554
Progressive ranks highest (87.1); Travelers ranks lowest (11.3).
Read breakdown