Plans disagree · Bear Valley Spri, Kern County · California ZIP 93561
Safeco and Farmers place Bear Valley Spri ZIP 93561 very differently.
Safeco ranks highest (72.1); Farmers ranks lowest (7.4). The middle bodily-injury percentile is 41.1. Reviewed plans are 64.7 points apart.
Six filed rate plans · Seven coverages · Geographic factors, not insurance quotes
BI shared position
41.1
Middle percentile across available plans.
BI plan spread
64.7
Safeco to Farmers.
Plans available
6
Plans with a BI geographic factor for this ZIP.
Bodily injury comparison
Safeco highest, Farmers lowest.
Safeco
Private Passenger Auto
72.1
Within-plan percentile
Tesla Insurance
Tesla PPA
69.1
Within-plan percentile
Travelers
Quantum Auto 2.0
50.4
Within-plan percentile
Progressive
CA Select PPA
31.7
Within-plan percentile
State Farm
Private Passenger Auto
24.9
Within-plan percentile
Farmers
Farmers Auto
7.4
Within-plan percentile
All seven coverages
The pattern changes by coverage.
| Coverage | Shared | Spread | Tesla Insurance | Safeco | Travelers | Farmers | Progressive | State Farm |
|---|---|---|---|---|---|---|---|---|
| Bodily injury | 41.1 | 64.7 pts | 69.1 | 72.1 | 50.4 | 7.4 | 31.7 | 24.9 |
| Property damage | 17.7 | 22.0 pts | 15.9 | 19.4 | 28.7 | 14.1 | 6.7 | 24.9 |
| Medical payments | 24.5 | 44.3 pts | 34.9 | 13.5 | 14.1 | 4.9 | 42.5 | 49.2 |
| Uninsured motorist BI | 35.9 | 33.9 pts | 49.1 | 35.9 | — | 29.7 | 31.1 | 63.6 |
| Uninsured motorist PD | 8.1 | 25.7 pts | 4.0 | 8.0 | — | 29.7 | 8.3 | — |
| Comprehensive | 33.8 | 25.0 pts | 31.9 | 43.1 | 35.6 | 28.3 | 20.3 | 45.4 |
| Collision | 18.6 | 58.7 pts | 61.4 | 18.1 | 19.1 | 34.6 | 8.3 | 2.6 |
Widest coverage spread
Bodily injury
Safeco and Farmers are 64.7 percentile points apart.
Closest agreement
Property damage
Available plans are 22.0 percentile points apart.
What this does—and does not—mean.
Percentiles are calculated separately inside each rate plan and coverage. That makes relative positions comparable without pretending that unlike raw factors are the same thing.
A higher percentile does not identify the most expensive insurer. Base rates, driver history, vehicle, mileage, limits, deductibles and discounts still affect the final price.
The comparison uses approved filings from Tesla, Safeco, Travelers, Farmers, Progressive and State Farm. Filing tables can change, and some plans do not provide every coverage for every ZIP.
Nearby compared ZIPs
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93523
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Progressive ranks highest (91.2); Travelers ranks lowest (12.2).
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