Broadly lower position · Salinas, Monterey County · California ZIP 93912
Salinas ZIP 93912 ranks near the lower end across plans.
Tesla Insurance ranks highest (22.2); Farmers ranks lowest (17.7). The middle bodily-injury percentile is 20.0. Reviewed plans are 4.4 points apart.
Six filed rate plans · Seven coverages · Geographic factors, not insurance quotes
BI shared position
20.0
Middle percentile across available plans.
BI plan spread
4.4
Tesla Insurance to Farmers.
Plans available
2
Plans with a BI geographic factor for this ZIP.
Bodily injury comparison
Tesla Insurance highest, Farmers lowest.
Tesla Insurance
Tesla PPA
22.2
Within-plan percentile
Farmers
Farmers Auto
17.7
Within-plan percentile
Safeco
Private Passenger Auto
—
Within-plan percentile
Travelers
Quantum Auto 2.0
—
Within-plan percentile
Progressive
CA Select PPA
—
Within-plan percentile
State Farm
Private Passenger Auto
—
Within-plan percentile
All seven coverages
The pattern changes by coverage.
| Coverage | Shared | Spread | Tesla Insurance | Safeco | Travelers | Farmers | Progressive | State Farm |
|---|---|---|---|---|---|---|---|---|
| Bodily injury | 20.0 | 4.4 pts | 22.2 | — | — | 17.7 | — | — |
| Property damage | 27.4 | 5.3 pts | 30.0 | — | — | 24.7 | — | — |
| Medical payments | 39.4 | 59.3 pts | 9.8 | — | — | 69.0 | — | — |
| Uninsured motorist BI | 55.8 | 28.9 pts | 70.2 | — | — | 41.3 | — | — |
| Uninsured motorist PD | 41.1 | 0.5 pts | 40.8 | — | — | 41.3 | — | — |
| Comprehensive | 67.3 | 60.5 pts | 97.6 | — | — | 37.1 | — | — |
| Collision | 18.0 | 13.2 pts | 24.6 | — | — | 11.4 | — | — |
Widest coverage spread
Comprehensive
Tesla Insurance and Farmers are 60.5 percentile points apart.
Closest agreement
Uninsured motorist PD
Available plans are 0.5 percentile points apart.
What this does—and does not—mean.
Percentiles are calculated separately inside each rate plan and coverage. That makes relative positions comparable without pretending that unlike raw factors are the same thing.
A higher percentile does not identify the most expensive insurer. Base rates, driver history, vehicle, mileage, limits, deductibles and discounts still affect the final price.
The comparison uses approved filings from Tesla, Safeco, Travelers, Farmers, Progressive and State Farm. Filing tables can change, and some plans do not provide every coverage for every ZIP.