Plans disagree · Salinas, Monterey County · California ZIP 93942
Safeco and Tesla Insurance place Salinas ZIP 93942 very differently.
Safeco ranks highest (62.8); Tesla Insurance ranks lowest (9.0). The middle bodily-injury percentile is 26.7. Reviewed plans are 53.8 points apart.
Six filed rate plans · Seven coverages · Geographic factors, not insurance quotes
BI shared position
26.7
Middle percentile across available plans.
BI plan spread
53.8
Safeco to Tesla Insurance.
Plans available
3
Plans with a BI geographic factor for this ZIP.
Bodily injury comparison
Safeco highest, Tesla Insurance lowest.
Safeco
Private Passenger Auto
62.8
Within-plan percentile
Farmers
Farmers Auto
26.7
Within-plan percentile
Tesla Insurance
Tesla PPA
9.0
Within-plan percentile
Travelers
Quantum Auto 2.0
—
Within-plan percentile
Progressive
CA Select PPA
—
Within-plan percentile
State Farm
Private Passenger Auto
—
Within-plan percentile
All seven coverages
The pattern changes by coverage.
| Coverage | Shared | Spread | Tesla Insurance | Safeco | Travelers | Farmers | Progressive | State Farm |
|---|---|---|---|---|---|---|---|---|
| Bodily injury | 26.7 | 53.8 pts | 9.0 | 62.8 | — | 26.7 | — | — |
| Property damage | 40.3 | 13.5 pts | 37.2 | 50.8 | — | 40.3 | — | — |
| Medical payments | 61.2 | 27.8 pts | 40.1 | 67.9 | — | 61.2 | — | — |
| Uninsured motorist BI | 64.5 | 44.9 pts | 66.1 | 64.5 | — | 21.3 | — | — |
| Uninsured motorist PD | 21.3 | 58.2 pts | 0.3 | 58.5 | — | 21.3 | — | — |
| Comprehensive | 35.6 | 13.9 pts | 23.2 | 35.6 | — | 37.1 | — | — |
| Collision | 11.4 | 19.0 pts | 8.2 | 27.2 | — | 11.4 | — | — |
Widest coverage spread
Uninsured motorist PD
Safeco and Tesla Insurance are 58.2 percentile points apart.
Closest agreement
Property damage
Available plans are 13.5 percentile points apart.
What this does—and does not—mean.
Percentiles are calculated separately inside each rate plan and coverage. That makes relative positions comparable without pretending that unlike raw factors are the same thing.
A higher percentile does not identify the most expensive insurer. Base rates, driver history, vehicle, mileage, limits, deductibles and discounts still affect the final price.
The comparison uses approved filings from Tesla, Safeco, Travelers, Farmers, Progressive and State Farm. Filing tables can change, and some plans do not provide every coverage for every ZIP.