Plans disagree · Antioch, Contra Costa County · California ZIP 94509
State Farm and Safeco place Antioch ZIP 94509 very differently.
State Farm ranks highest (72.3); Safeco ranks lowest (16.0). The middle bodily-injury percentile is 42.0. Reviewed plans are 56.2 points apart.
Six filed rate plans · Seven coverages · Geographic factors, not insurance quotes
BI shared position
42.0
Middle percentile across available plans.
BI plan spread
56.2
State Farm to Safeco.
Plans available
6
Plans with a BI geographic factor for this ZIP.
Bodily injury comparison
State Farm highest, Safeco lowest.
State Farm
Private Passenger Auto
72.3
Within-plan percentile
Travelers
Quantum Auto 2.0
58.1
Within-plan percentile
Tesla Insurance
Tesla PPA
43.5
Within-plan percentile
Progressive
CA Select PPA
40.4
Within-plan percentile
Farmers
Farmers Auto
27.7
Within-plan percentile
Safeco
Private Passenger Auto
16.0
Within-plan percentile
All seven coverages
The pattern changes by coverage.
| Coverage | Shared | Spread | Tesla Insurance | Safeco | Travelers | Farmers | Progressive | State Farm |
|---|---|---|---|---|---|---|---|---|
| Bodily injury | 42.0 | 56.2 pts | 43.5 | 16.0 | 58.1 | 27.7 | 40.4 | 72.3 |
| Property damage | 73.0 | 34.4 pts | 75.9 | 66.5 | 56.2 | 73.8 | 90.6 | 72.3 |
| Medical payments | 62.9 | 64.4 pts | 11.4 | 75.8 | 62.3 | 72.6 | 36.0 | 63.5 |
| Uninsured motorist BI | 40.7 | 67.6 pts | 51.1 | 71.6 | — | 18.9 | 40.7 | 4.0 |
| Uninsured motorist PD | 77.9 | 78.2 pts | 97.1 | 93.1 | — | 18.9 | 62.6 | — |
| Comprehensive | 74.8 | 43.8 pts | 64.8 | 91.2 | 47.4 | 72.4 | 80.7 | 77.1 |
| Collision | 68.7 | 24.2 pts | 65.8 | 69.3 | 82.8 | 68.0 | 62.6 | 86.8 |
Widest coverage spread
Uninsured motorist PD
Tesla Insurance and Farmers are 78.2 percentile points apart.
Closest agreement
Collision
Available plans are 24.2 percentile points apart.
What this does—and does not—mean.
Percentiles are calculated separately inside each rate plan and coverage. That makes relative positions comparable without pretending that unlike raw factors are the same thing.
A higher percentile does not identify the most expensive insurer. Base rates, driver history, vehicle, mileage, limits, deductibles and discounts still affect the final price.
The comparison uses approved filings from Tesla, Safeco, Travelers, Farmers, Progressive and State Farm. Filing tables can change, and some plans do not provide every coverage for every ZIP.
Nearby compared ZIPs
Shore Acres, Contra Costa County
94565
State Farm ranks highest (78.9); Farmers ranks lowest (5.8).
Read breakdownConcord, Contra Costa County
94518
Farmers ranks highest (73.5); Safeco ranks lowest (5.9).
Read breakdownBirds Landing, Solano County
94512
Progressive ranks highest (83.0); Farmers ranks lowest (19.1).
Read breakdown