ZIP breakdowns

Plans disagree · Clayton, Contra Costa County · California ZIP 94517

Progressive and Safeco place Clayton ZIP 94517 very differently.

Progressive ranks highest (56.9); Safeco ranks lowest (5.2). The middle bodily-injury percentile is 25.1. Reviewed plans are 51.7 points apart.

Six filed rate plans · Seven coverages · Geographic factors, not insurance quotes

BI shared position

25.1

Middle percentile across available plans.

BI plan spread

51.7

Progressive to Safeco.

Plans available

6

Plans with a BI geographic factor for this ZIP.

Bodily injury comparison

Progressive highest, Safeco lowest.

Progressive

CA Select PPA

Highest

56.9

Within-plan percentile

Filed factor0.9462

State Farm

Private Passenger Auto

49.0

Within-plan percentile

Filed factor0.858

Travelers

Quantum Auto 2.0

26.1

Within-plan percentile

Filed factor0.675

Farmers

Farmers Auto

24.2

Within-plan percentile

Filed factor0.8708

Tesla Insurance

Tesla PPA

23.2

Within-plan percentile

Filed factor0.9298

Safeco

Private Passenger Auto

Lowest

5.2

Within-plan percentile

Filed factor0.7343

All seven coverages

The pattern changes by coverage.

Open on the map Put ZIP 94517 in my price profile
CoverageSharedSpreadTesla InsuranceSafecoTravelersFarmersProgressiveState Farm
Bodily injury25.151.7 pts23.25.226.124.256.949.0
Property damage65.532.6 pts68.446.162.676.878.749.0
Medical payments28.746.4 pts49.53.137.79.233.523.8
Uninsured motorist BI8.551.3 pts8.510.85.656.96.2
Uninsured motorist PD35.446.5 pts40.830.05.652.1
Comprehensive20.530.1 pts26.132.025.22.015.911.7
Collision54.646.0 pts68.157.657.131.952.122.1

Widest coverage spread

Bodily injury

Progressive and Safeco are 51.7 percentile points apart.

Closest agreement

Comprehensive

Available plans are 30.1 percentile points apart.

What this does—and does not—mean.

Percentiles are calculated separately inside each rate plan and coverage. That makes relative positions comparable without pretending that unlike raw factors are the same thing.

A higher percentile does not identify the most expensive insurer. Base rates, driver history, vehicle, mileage, limits, deductibles and discounts still affect the final price.

The comparison uses approved filings from Tesla, Safeco, Travelers, Farmers, Progressive and State Farm. Filing tables can change, and some plans do not provide every coverage for every ZIP.

Clayton, Contra Costa County ZIP 94517 Auto Insurance Factors | GoodDriver California