Plans disagree · Antioch, Contra Costa County · California ZIP 94531
State Farm and Progressive place Antioch ZIP 94531 very differently.
State Farm ranks highest (66.1); Progressive ranks lowest (18.5). The middle bodily-injury percentile is 31.5. Reviewed plans are 47.6 points apart.
Six filed rate plans · Seven coverages · Geographic factors, not insurance quotes
BI shared position
31.5
Middle percentile across available plans.
BI plan spread
47.6
State Farm to Progressive.
Plans available
6
Plans with a BI geographic factor for this ZIP.
Bodily injury comparison
State Farm highest, Progressive lowest.
State Farm
Private Passenger Auto
66.1
Within-plan percentile
Farmers
Farmers Auto
48.8
Within-plan percentile
Tesla Insurance
Tesla PPA
33.0
Within-plan percentile
Travelers
Quantum Auto 2.0
30.0
Within-plan percentile
Safeco
Private Passenger Auto
27.2
Within-plan percentile
Progressive
CA Select PPA
18.5
Within-plan percentile
All seven coverages
The pattern changes by coverage.
| Coverage | Shared | Spread | Tesla Insurance | Safeco | Travelers | Farmers | Progressive | State Farm |
|---|---|---|---|---|---|---|---|---|
| Bodily injury | 31.5 | 47.6 pts | 33.0 | 27.2 | 30.0 | 48.8 | 18.5 | 66.1 |
| Property damage | 62.9 | 12.2 pts | 58.1 | 70.3 | 62.6 | 59.8 | 63.1 | 66.1 |
| Medical payments | 73.7 | 71.7 pts | 67.8 | 79.6 | 62.3 | 21.7 | 93.4 | 81.7 |
| Uninsured motorist BI | 53.5 | 56.1 pts | 74.6 | 71.6 | — | 46.4 | 18.5 | 53.5 |
| Uninsured motorist PD | 83.5 | 45.4 pts | 85.2 | 91.8 | — | 46.4 | 81.8 | — |
| Comprehensive | 75.6 | 42.4 pts | 64.8 | 93.7 | 51.4 | 72.4 | 78.9 | 89.1 |
| Collision | 76.4 | 21.5 pts | 67.3 | 83.5 | 71.1 | 68.0 | 81.8 | 88.8 |
Widest coverage spread
Medical payments
Progressive and Farmers are 71.7 percentile points apart.
Closest agreement
Property damage
Available plans are 12.2 percentile points apart.
What this does—and does not—mean.
Percentiles are calculated separately inside each rate plan and coverage. That makes relative positions comparable without pretending that unlike raw factors are the same thing.
A higher percentile does not identify the most expensive insurer. Base rates, driver history, vehicle, mileage, limits, deductibles and discounts still affect the final price.
The comparison uses approved filings from Tesla, Safeco, Travelers, Farmers, Progressive and State Farm. Filing tables can change, and some plans do not provide every coverage for every ZIP.
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