Broadly lower position · Byron, Contra Costa County · California ZIP 94551
Byron ZIP 94551 ranks near the lower end across plans.
Travelers ranks highest (26.1); Farmers ranks lowest (2.5). The middle bodily-injury percentile is 16.6. Reviewed plans are 23.6 points apart. Collision splits more (36.3 points), with Travelers highest and Farmers lowest.
Six filed rate plans · Seven coverages · Geographic factors, not insurance quotes
BI shared position
16.6
Middle percentile across available plans.
BI plan spread
23.6
Travelers to Farmers.
Plans available
6
Plans with a BI geographic factor for this ZIP.
Bodily injury comparison
Travelers highest, Farmers lowest.
Travelers
Quantum Auto 2.0
26.1
Within-plan percentile
State Farm
Private Passenger Auto
23.6
Within-plan percentile
Safeco
Private Passenger Auto
22.3
Within-plan percentile
Tesla Insurance
Tesla PPA
10.8
Within-plan percentile
Progressive
CA Select PPA
9.1
Within-plan percentile
Farmers
Farmers Auto
2.5
Within-plan percentile
Travelers ranks highest (42.0); Farmers ranks lowest (5.7). Collision spread is 36.3 points, wider than bodily injury.
All seven coverages
The pattern changes by coverage.
| Coverage | Shared | Spread | Tesla Insurance | Safeco | Travelers | Farmers | Progressive | State Farm |
|---|---|---|---|---|---|---|---|---|
| Bodily injury | 16.6 | 23.6 pts | 10.8 | 22.3 | 26.1 | 2.5 | 9.1 | 23.6 |
| Property damage | 29.3 | 25.1 pts | 26.0 | 37.7 | 48.7 | 28.2 | 30.4 | 23.6 |
| Medical payments | 19.3 | 47.8 pts | 31.0 | 30.2 | 8.4 | 0.8 | 48.7 | 5.3 |
| Uninsured motorist BI | 9.1 | 21.5 pts | 23.9 | 25.5 | — | 4.0 | 9.1 | 8.5 |
| Uninsured motorist PD | 17.7 | 47.2 pts | 26.3 | 51.1 | — | 4.0 | 9.1 | — |
| Comprehensive | 24.7 | 47.5 pts | 45.3 | 54.7 | 31.0 | 7.2 | 17.2 | 18.4 |
| Collision | 14.7 | 36.3 pts | 34.4 | 6.5 | 42.0 | 5.7 | 9.1 | 20.4 |
Widest coverage spread
Medical payments
Progressive and Farmers are 47.8 percentile points apart.
Closest agreement
Uninsured motorist BI
Available plans are 21.5 percentile points apart.
What this does—and does not—mean.
Percentiles are calculated separately inside each rate plan and coverage. That makes relative positions comparable without pretending that unlike raw factors are the same thing.
A higher percentile does not identify the most expensive insurer. Base rates, driver history, vehicle, mileage, limits, deductibles and discounts still affect the final price.
The comparison uses approved filings from Tesla, Safeco, Travelers, Farmers, Progressive and State Farm. Filing tables can change, and some plans do not provide every coverage for every ZIP.
Nearby compared ZIPs
Tracy, San Joaquin County
95376
Tesla Insurance ranks highest (91.9); Farmers ranks lowest (18.4).
Read breakdownShore Acres, Contra Costa County
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State Farm ranks highest (78.9); Farmers ranks lowest (5.8).
Read breakdownConcord, Contra Costa County
94518
Farmers ranks highest (73.5); Safeco ranks lowest (5.9).
Read breakdown