Compared ZIP · Black Hawk, Contra Costa County · California ZIP 94582
In Black Hawk ZIP 94582, State Farm ranks highest and Tesla Insurance ranks lowest.
State Farm ranks highest (40.9); Tesla Insurance ranks lowest (2.6). The middle bodily-injury percentile is 13.0. Reviewed plans are 38.3 points apart. Collision splits more (56.5 points), with Safeco highest and Tesla Insurance lowest.
Six filed rate plans · Seven coverages · Geographic factors, not insurance quotes
BI shared position
13.0
Middle percentile across available plans.
BI plan spread
38.3
State Farm to Tesla Insurance.
Plans available
6
Plans with a BI geographic factor for this ZIP.
Bodily injury comparison
State Farm highest, Tesla Insurance lowest.
State Farm
Private Passenger Auto
40.9
Within-plan percentile
Travelers
Quantum Auto 2.0
23.2
Within-plan percentile
Progressive
CA Select PPA
21.8
Within-plan percentile
Farmers
Farmers Auto
4.2
Within-plan percentile
Safeco
Private Passenger Auto
3.8
Within-plan percentile
Tesla Insurance
Tesla PPA
2.6
Within-plan percentile
Safeco ranks highest (70.2); Tesla Insurance ranks lowest (13.7). Collision spread is 56.5 points, wider than bodily injury.
All seven coverages
The pattern changes by coverage.
| Coverage | Shared | Spread | Tesla Insurance | Safeco | Travelers | Farmers | Progressive | State Farm |
|---|---|---|---|---|---|---|---|---|
| Bodily injury | 13.0 | 38.3 pts | 2.6 | 3.8 | 23.2 | 4.2 | 21.8 | 40.9 |
| Property damage | 67.2 | 51.8 pts | 82.4 | 69.1 | 62.6 | 65.3 | 92.7 | 40.9 |
| Medical payments | 36.2 | 59.0 pts | 7.5 | 62.8 | 3.8 | 49.9 | 30.7 | 41.8 |
| Uninsured motorist BI | 21.3 | 24.1 pts | 26.5 | 20.1 | — | 2.4 | 21.7 | 21.3 |
| Uninsured motorist PD | 55.6 | 81.9 pts | 84.3 | 41.9 | — | 2.4 | 69.4 | — |
| Comprehensive | 35.2 | 61.1 pts | 54.2 | 66.6 | 25.2 | 5.6 | 26.6 | 43.8 |
| Collision | 56.3 | 56.5 pts | 13.7 | 70.2 | 50.0 | 57.5 | 69.4 | 55.2 |
Widest coverage spread
Uninsured motorist PD
Tesla Insurance and Farmers are 81.9 percentile points apart.
Closest agreement
Uninsured motorist BI
Available plans are 24.1 percentile points apart.
What this does—and does not—mean.
Percentiles are calculated separately inside each rate plan and coverage. That makes relative positions comparable without pretending that unlike raw factors are the same thing.
A higher percentile does not identify the most expensive insurer. Base rates, driver history, vehicle, mileage, limits, deductibles and discounts still affect the final price.
The comparison uses approved filings from Tesla, Safeco, Travelers, Farmers, Progressive and State Farm. Filing tables can change, and some plans do not provide every coverage for every ZIP.
Nearby compared ZIPs
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Read breakdownConcord, Contra Costa County
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Farmers ranks highest (73.5); Safeco ranks lowest (5.9).
Read breakdown