Plans disagree · Avery, Calaveras County · California ZIP 95224
Tesla Insurance and State Farm place Avery ZIP 95224 very differently.
Tesla Insurance ranks highest (69.1); State Farm ranks lowest (6.4). The middle bodily-injury percentile is 46.7. Reviewed plans are 62.8 points apart.
Six filed rate plans · Seven coverages · Geographic factors, not insurance quotes
BI shared position
46.7
Middle percentile across available plans.
BI plan spread
62.8
Tesla Insurance to State Farm.
Plans available
5
Plans with a BI geographic factor for this ZIP.
Bodily injury comparison
Tesla Insurance highest, State Farm lowest.
Tesla Insurance
Tesla PPA
69.1
Within-plan percentile
Farmers
Farmers Auto
52.8
Within-plan percentile
Progressive
CA Select PPA
46.7
Within-plan percentile
Travelers
Quantum Auto 2.0
15.0
Within-plan percentile
State Farm
Private Passenger Auto
6.4
Within-plan percentile
Safeco
Private Passenger Auto
—
Within-plan percentile
All seven coverages
The pattern changes by coverage.
| Coverage | Shared | Spread | Tesla Insurance | Safeco | Travelers | Farmers | Progressive | State Farm |
|---|---|---|---|---|---|---|---|---|
| Bodily injury | 46.7 | 62.8 pts | 69.1 | — | 15.0 | 52.8 | 46.7 | 6.4 |
| Property damage | 17.9 | 41.1 pts | 47.4 | — | 17.9 | 23.0 | 9.9 | 6.4 |
| Medical payments | 50.8 | 10.9 pts | 46.3 | — | 46.8 | 57.2 | 50.8 | 57.1 |
| Uninsured motorist BI | 29.6 | 60.9 pts | 70.2 | — | — | 12.7 | 46.5 | 9.3 |
| Uninsured motorist PD | 46.8 | 37.3 pts | 50.0 | — | — | 12.7 | 46.8 | — |
| Comprehensive | 72.0 | 40.3 pts | 80.2 | — | 72.0 | 53.6 | 50.1 | 90.5 |
| Collision | 29.7 | 46.3 pts | 22.0 | — | 68.0 | 21.7 | 46.8 | 29.7 |
Widest coverage spread
Bodily injury
Tesla Insurance and State Farm are 62.8 percentile points apart.
Closest agreement
Medical payments
Available plans are 10.9 percentile points apart.
What this does—and does not—mean.
Percentiles are calculated separately inside each rate plan and coverage. That makes relative positions comparable without pretending that unlike raw factors are the same thing.
A higher percentile does not identify the most expensive insurer. Base rates, driver history, vehicle, mileage, limits, deductibles and discounts still affect the final price.
The comparison uses approved filings from Tesla, Safeco, Travelers, Farmers, Progressive and State Farm. Filing tables can change, and some plans do not provide every coverage for every ZIP.
Nearby compared ZIPs
Jamestown, Tuolumne County
95309
Tesla Insurance ranks highest (94.8); State Farm ranks lowest (7.6).
Read breakdownAmador City, Amador County
95601
Progressive ranks highest (89.0); Tesla Insurance ranks lowest (1.8).
Read breakdownGlencoe, Calaveras County
95232
Progressive ranks highest (84.5); State Farm ranks lowest (3.0).
Read breakdown